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ABA: The American Bankers Association

Emerald Financial Services LLC

Gold Associate Member Member Since November 2015

Emerald Financial Services, LLC (“EFS”), an indirect subsidiary of H&R Block, Inc., a Missouri corporation, provides servicing and administrative support for financial products, including tax refund-related products. EFS markets and distributes financial products in over 10,000 H&R Block tax offices, as well as serves as the program manager for such products and services, in collaboration with Axos Bank.

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