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ABA: The American Bankers Association

Promontory MortgagePath: Residential Mortgage Loan Fulfillment


Provider: Promontory MortgagePath

promontory mortgage path

Promontory MortgagePath, formerly known as Promontory Fulfillment Services, combines extensive mortgage operations and compliance expertise with industry-leading technology to provide efficient, cost-effective mortgage fulfillment and due-diligence services to lenders of all sizes.

With Promontory MortgagePath’s solution, banks leverage proprietary point-of-sale technology – Borrower Wallet® – to co-pilot the application process, collaborate with borrowers and access in-app efficiency tools. Then, they process and underwrite each loan using bank-provided business rules and finally, close in the bank’s name. Their comprehensive service offering helps lenders remain competitive – and profitable – in an ever-changing mortgage market.

Promontory MortgagePath’s comprehensive set of mortgage fulfillment solutions address many of the factors making mortgage lending a challenging business for community banks, including a high fixed-cost structure, compliance complexity, volume volatility, and evolving customer-experience demands.

Promontory MortgagePath enables ABA banks to offer a full range of mortgage products profitably and efficiently – allowing them to continue offering mortgages as core products without supporting an entire mortgage operation.

The Complete Guide to Entering the Residential Mortgage Business

Whether you’re a first-time entrant or have previously had a mortgage operation, learn to navigate the early planning stages of launching or relaunching a compliant, profitable, tech-driven mortgage division in today’s market.


ABA Member Discount

ABA members receive a 10% discount on loan fulfillment fees. Implementation fees are waived for ABA members.

ABA Vendor Product Review

Many ABA banks are re-evaluating their mortgage operations due to the increasing cost, complexity and liability brought about by a changing regulatory and volatile interest rate environment. Promontory Fulfillment Services allows all ABA banks the option to continue — or begin — offering their customers mortgages in a profitable, efficient, customer-focused way. Read ABA's review

Request a Due Diligence Report


  • Continue to offer a core, relationship-building product
  • Shift loan manufacturing costs from fixed to variable
  • Deliver a transparent, collaborative digital borrower experience with an advanced point-of-sale
  • Accurate and analytics-ready data, supporting effective, real-time pipeline management
  • Compliance integrated in all tech development and at the forefront of the overall process flow



Promontory MortgagePath: Offering Your Borrowers a Digital Mortgage Experience

Promontory MortgagePath LLC combines a collaborative digital-mortgage platform with comprehensive fulfillment services, giving banks the technology and scalability required to compete in today’s market. With PMP’s solutions, banks can efficiently scale their mortgage operations whatever their current model. From models designed to introduce mortgage technology and boost processing and underwriting power, to complete solutions including licensed loan coordinators, lenders benefit from a full range of mortgage products and a scalable business model without the overhead or risk.


Mortgage Lending 2021: Transforming Your Cost Structure and Customer Experience

October 08, 2020 | 02:00 PM ET

Join us for an upcoming ABA Partner on the Line to learn how solutions from our endorsed partner, Promontory MortgagePath LLC, can help community banks seamlessly - and profitably - manage loan volume fluctuations while introducing technology, improving overall efficiency and creating scalability in managing your mortgage operations.


Build a Stronger Franchise: Modernize Your Mortgage Business with Better Technology, Scalable Operations & Increased Profit

February 03, 2021 | 02:00 PM ET

Join us for an upcoming ABA Partner on the Line with endorsed partner, Promontory MortgagePath LLC, to learn how leveraging a network to offer best-in-class mortgage solutions can help banks increase profitability while introducing digital lending technology, improving overall efficiency and creating scalability in managing their mortgage operations.


Understanding the Residential Lending Secondary Market: Leveraging the Secondary Market to Expand Loan Options & Boost Profits

September 23, 2021 | 02:00 PM ET

Join us for an ABA Partner on the Line, where endorsed partner Promontory MortgagePath will offer an introduction to the secondary mortgage market and share best practices for evaluating and selecting potential investor partners to expand product options and increase profitability.


Building Your Franchise Value in 2022: Assessing Whether Investing in Mortgage Lending in 2022 Will Be Worth the Reward

December 09, 2021 | 02:00 PM ET

Join us for an ABA Partner on the Line, where endorsed partner Promontory MortgagePath will analyze mortgage industry trends and 2022 forecasts, explore advancements in tech innovation and share tools for evaluating whether the time is right for community banks to enter or expand their footprint in the mortgage space.


Banker Perspective: Transforming Your Mortgage Business Through Strategic Partnership

April 27, 2022 | 02:00 PM ET

Join Kitsap Bank’s Charles Robertson, Senior Vice President and Chief Retail Officer for a discussion on how adding Promontory MortgagePath as a strategic mortgage partner complemented Kitsap Bank’s digital strategy while helping them remain competitive and compliant in an ever-changing mortgage environment.




Our Experts

Deborah Whiteside

Senior Vice President, Endorsed Solutions

Innovation & Finance

Contact Deborah

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Our Due Diligence Process

ABA-endorsed products and services are evaluated by industry experts and bankers. Learn more about our due diligence process.

Contact Us

Need more information about our Endorsed Solutions? Call or email us. We'd love to help you!