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Promontory Fulfillment Services: Residential Mortgage Loan Fulfillment


Provider: Promontory MortgagePath

promontory mortgage path

Promontory Fulfillment Services LLC (PFS) combines extensive mortgage and compliance expertise with industry-leading technology to provide efficient, cost-effective mortgage fulfillment and due-diligence services to lenders.

With PFS’ solution, banks leverage proprietary point-of-sale technology to co-pilot the application process, collaborate with borrowers and access in-app efficiency tools. Then, PFS processes and underwrites each loan using bank-provided business rules and closes in the bank’s name. Their comprehensive service offering helps lenders remain competitive – and profitable – in a rapidly evolving mortgage market.

PFS’ mortgage fulfillment solutions address many of the factors making mortgage lending a challenging business for community banks, including a high fixed-cost structure, compliance complexity, and volume volatility.

The PFS solution enables ABA banks to offer a full range of mortgage products profitably and efficiently – allowing them to continue offering mortgages as core products without supporting an entire mortgage operation. With access to award-winning technology, a comprehensive set of mortgage origination and operations solutions, the bank determines its own product and loan pricing strategies.

ABA Member Discount

ABA members receive a 10% discount on loan fulfillment fees. Implementation fees are waived for ABA members.

ABA Vendor Product Review

Many ABA banks are re-evaluating their mortgage operations due to the increasing cost, complexity and liability brought about by a changing regulatory and volatile interest rate environment. Promontory Fulfillment Services allows all ABA banks the option to continue — or begin — offering their customers mortgages in a profitable, efficient, customer-focused way. Read ABA's review.


  • Continue to offer a core, relationship-building product
  • Shift loan manufacturing costs from fixed to variable
  • Deliver a transparent, collaborative digital borrower experience with an advanced point-of-sale
  • Accurate and analytics-ready data, supporting effective, real-time pipeline management
  • Compliance integrated in all tech development and at the forefront of the overall process flow


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Debbis Whiteside

Deborah Whiteside

SVP, Endorsed Solutions

Innovation & Finance

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