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ABA: The American Bankers Association

Allpoint: Surcharge-free ATM Network


Provider: Allpoint Network

Allpoint logo

Allpoint, a division of Cardtronics, is the world's largest surcharge-free ATM network. Allpoint gives banks a competitive advantage by allowing them to participate in an extensive network of 55,000 ATMs without giving up revenue from their existing ATM network.

With Allpoint, banks build and maintain customer loyalty, attract new business and penetrate new markets. No additional investment or physical infrastructure is required to access Allpoint's network. ATMs are located in retail sites, such as CVS, Speedway, Walgreens, Target and Costco.

ABA Member Discount

ABA members save an average of 20 percent on implementation fees and an average of 15 percent on monthly fees.


  • Access to the world's largest surcharge-free ATM network
  • A platform to retain and attract customers without additional investment or physical infrastructure
  • Banks pay only a one-time implementation fee and a monthly service fee based on the number of active cards. There is no need to reissue ATM cards.


One Year On from COVID-19: The Dramatic Changes Occurring in the ATM Distribution Channel

March 30, 2021 | 02:00 PM ET

COVID-19 reshaped consumer behavior in an unprecedented way. 2020 saw net closures of over 2,000 branches as banks directed customers toward digital banking platforms. However, an historical lack of investment in digital channels meant that some fell short in providing the streamlined experience expected by today’s consumers. The pandemic served to highlight the investment shortcomings in the online channel and left many banks scrambling to update their digital capabilities to maintain exceptional customer service.


Adapting to the New Normal: Consumer and Retail Changes Post COVID-19

April 17, 2020 | 01:00 PM ET

In this webinar, we explore the current state of cash and consumer behaviors, the immediate impact of COVID-19, and ways to provide relief and assurance to customers.


Preventing ATM Crime: The Do’s and Don’ts for Safeguarding ATMs

September 09, 2020 | 02:00 PM ET

Join Cardtronics, the owner of Allpoint Network to learn how banks are securing ATMs and stopping criminals in their tracks.


Why Rethinking Your ATM Strategy is Key to Branch Transformation in 2021

December 02, 2020 | 02:00 PM ET

Learn how a different approach to the ATM channel - using a flexible, ready-made infrastructure - allows you to divert more resources to your digital platform while containing costs and providing an improved, streamlined consumer self-service experience. 



Our Experts

Edward Gross

Senior Director, Payments & Operations

Innovation & Finance

Contact Edward

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