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ABA: The American Bankers Association

Core Platforms Committee

ABA focuses on ensuring that community and midsized banks can deploy the modern, innovative tools they need to compete effectively in today’s marketplace. This includes helping member banks improve their relationships with core platform providers; promoting core innovation as a policy imperative; opening more opportunities for innovation; and providing recommendations for banks and their cores to move forward together.

ABA's Core Platforms Committee initially identified bankers' top priorities for strengthening the bank-core relationships as data access, API deployment and contract fairness. To advance those priorities, ABA and the Committee developed a series of banker resources and continues to focus on banker’s key areas of importance. This page contains member resources and information that help banks understand the core provider space and make informed decisions.   

Banker Resources

Core Platforms Open Committee

ABA's banker-led Core Platforms Committee is focused on actions that ABA and ABA member banks can take to improve bank relationships with core providers, open opportunities for innovation in the core provider space, and provide recommendations that can help everyone move forward together.

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Initial Committee Brief

Principles for Strong Bank Core Provider Relationships

Developed by the Core Committee, these Principles for Strong Bank-Core Provider Relationships offer reasonable standards under which a bank’s relationship with its core provider, and its customer base, can thrive. Fair and transparent contracts, adoption of technologies outside of the core provider offering and access to customer data are achievable standards that will allow banks to be innovative and competitive. The Committee believes these Principles are the foundation for a strong bank-core relationship.

These companies have informed ABA that they are committed to supporting the Principles for Strong Bank Core Relationships.

ABA Core Surveys

Core Provider Fact Sheets

ABA’s Core Committee met with or received information from the core processors listed below and developed fact sheets based on the information presented to the Committee and confirmed by the core.

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Sample Core Provider Request for Proposal (RFP) and Request for Information (RFI) Templates

ABA's Core Platform Committee developed these documents to help ABA members conduct rigorous and complete market research when choosing a core provider. Banks can use one or both of these sample templates and should customize to meet their individual business needs.

Educational Webinars


Published Articles

Core Provider Responses

During the ABA Core Platforms Committee’s 2019 conversations with Jack Henry, Finastra, FIS and Fiserv, each core provider offered written responses about their future plans and, in some cases, specific commitments regarding the core initiative. Committee members analyzed and summarized what they heard from the cores on data access, APIs and contract fairness and offered additional recommendations for strengthening core provider relationships. The following resources are available to ABA bank members only.

PLEASE NOTE: The listing of any core provider should not be considered an endorsement by ABA of the company or its products. 

ABA Associate Members Providing Core Processing or Core Provider Consulting Services

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