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Safe Banking for Seniors

Safe Banking for Seniors banner

​​Safe Banking for Seniors (SBFS) is a free national program, sponsored by the ABA Foundation, that provides bankers with the tools and resources necessary to help older adults, their families and caregivers prevent elder financial abuse and exploitation. The program consist of four turn-key modules with presentations, activity sheets, resource sheets, and guides to help bankers connect with their local communities to share about: identifying and avoiding scams; preventing identity theft; choosing a financial caregiver; and acting as a responsible financial caregiver. Now, also available in Spanish!




Banks of all sizes can access Safe Banking for Seniors materials for free simply by registering for the program. Within 24 hours of registration, bankers will receive a link to all Safe Banking for Seniors resources, including presentation lessons, participant activities, communications tools and promotional materials. The list of program participants is shared with State Bank Associations, policymakers and consumers. 


Safe Banking for Seniors Materials 




Why should I participate in SBFS?

Older adults lose billions of dollars each year to fraud. Financial abuse against older Americans can take many forms, from illegal debits, to third-party scams and even unauthorized withdrawals by an approved caregiver. People over the age of 50 make up one-third of the population, but account for 61% of bank accounts and 70% of bank deposits. So, proactively working to protect older adults translates to protecting your bank. By capitalizing on banker-client relationships, banks are well positioned to not only identify, but also help mitigate against elder fraud. Additionally, SBFS provides banks with the opportunity to cultivate more relationships in your communities, while offering older adults and their caregivers with tools and knowledge on how to prevent elder financial abuse.

Additionally, once registered as a participant, your bank will appear on the list of participating banks. ABA Foundation will promote this list to media, state bank associations, policymakers, and community organizations. Participation is an opportunity to highlight your commitment to your community and get recognition for all your outreach efforts.

How do I get started?

Registering for participation in SBFS opens each January, available at no cost and ABA membership is not required. Once you've registered your bank’s participation through the ABA Shopping Cart, you will receive a confirmation email within 24 hours. The email will contain a link to a private resource page where you can access presentation planning tools, lesson plans, a social media guide and other communication materials to publicize your bank's efforts. ABA members can review the Start a Financial Education Program Toolbox for an in-depth look into beginning a program.

What qualifies as participation in SBFS?

Anytime you present the information, the event qualifies as participation. You can present on any one of the four modules to members of your community at your bank or present at a community event, either option qualifies.

When can I participate in SBFS?

There’s really no specific day or time. It really depends on when you’re available to present and when members of your community can participate. A few times of year to bear in mind include:

  • May – Older Americans Month
  • May 15 – National Senior Fraud Awareness Day
  • June 15 – Elder Abuse Awareness Day
  • August 21 – National Senior Citizens Day
  • September 9 – National Grandparent’s Day
  • October – National Cyber Crime Awareness Month
  • November – National Family Caregiver Month
  • December – Identity Theft and Protection Awareness Month

What if I don’t feel qualified to give a presentation?

SBFS materials were designed exclusively for bankers to make engaging presentations and are great for instructors with little to no experience teaching. Each lesson promotes audience participation through discussion and hands on activities, with an easy to follow, step-by-step, lesson plan. With these materials, every banker is qualified!

How can I connect with my community to schedule a presentation?

The ABA Foundation believes your bank is in the best position to make local connections. There are a host of groups in every community that serve older adults, such as senior centers, adult day centers, Area Agencies on Aging (AAA), Meals on Wheels, Volunteers of America, and various community-based organizations.

When registering you are encouraged to opt-in to accept presentation request through FinEdLink. This component of the program will connect you with parties in your community interested in having a banker-led financial education presentation. Additional information can be found under the FinEdLink tab.

Where can I learn more?

Attend a live SBFS webinar or access a recording of a previous training session. A variety of training options are available on-demand through the Financial Education Webinar Portal. Still have questions? Reach out to the ABA Foundation staff directly. Contact information is listed at the bottom of the page.




Find Your Safe Banking for Seniors Link

Looking for an audience in your community to give a financial education presentation to? ABA Foundation’s FinEdLink component is for you. This free online portal matches banks with schools, agencies, faith-based ministries, community centers, and other organizations that are interested in having a banker present on age-appropriate personal finance topics. The ABA Foundation markets FinEdLink to non-banker audiences around the country to help you establish relationships in your community with those who have a vested interest in improving financial literacy.

To be a part of FinEdLink you need only check the opt-in box to agree to accept presentation requests when registering your participation in each of the Foundation’s financial education programs. You will find the opt-in option on the SBFS enrollment form once you are logged into the ABA Shopping Cart. Opting in then allows groups in your community to request a financial education presentation from your bank.

Frequently Asked Questions

1. How will I receive presentation requests?

Once you opt-in to participate in FinEdLink on the Safe Banking for Seniors registration form, you will receive presentation requests via email from the ABA Foundation at This email will contain detailed information about the requested presentation. If you need any assistance, ABA Foundation staff is available help to facilitate these partnerships.

2. What should I do when I receive a request?

Simply click the accept link in the request email to notify the ABA Foundation that you will connect with the requestor regarding a presentation. Using the contact information in the request email, reach out directly to the requestor to coordinate logistics for the presentation. We ask that you contact the requestor directly within two weeks of receiving the initial request.

3. What topics will I present?

You will be asked to present topics taken directly from the Safe Banking for Seniors program: Identifying and Avoiding Scams, Preventing Identity Theft, Choosing a Financial Caregiver and Acting As a Responsible Caregiver. In some cases, you may be asked to present more than one topic, but we recommend you connect with the requestor to discuss what’s possible.

4. Where will the presentation be held?

Logistics for presentations will be coordinated between you and the requesters. Presentations can be held at the facility of the requesting organization, bank branch, public library or other community centers.


 Consumer Resources


ABA Foundation offers free resources to help older adults and their families prevent elder financial abuse and exploitation.

Fake Check Scams 
Online Dating scams 
Phishing Scams 
Look Before You Leap 
14 Red Flags for  Elder Financial Abuse 
5 Ways to Spot  a Lottery Scam 
Don't Fall Victim to the Grandparent Scam 

7 Tips to Help Older Adults Choose the Right Caregiver 

Additional Resources


To support the banking industry’s national commitment to improving financial literacy, ABA Foundation launched FinEdLink. This free online portal enables schools, agencies, faith-based ministries, community centers, and other organizations to request a banker led, age-appropriate, financial education lesson.


 State Banker Association Champions


Thank you to the following state bankers associations that have pledged to promote the Safe Banking for Seniors campaign in their states:​

  • Arizona Bankers Association
  • Arkansas Bankers Association
  • California Bankers Association
  • Colorado Bankers Association
  • Connecticut Bankers Association
  • Delaware Bankers Association
  • Florida Bankers Association
  • Georgia Bankers Association
  • Hawaii Bankers Association
  • Illinois Bankers Association
  • Indiana Bankers Association
  • Iowa Bankers Association
  • Kansas Bankers Association
  • Louisiana Bankers Association
  • Maryland Bankers Association
  • Massachusetts Bankers Association
  • Michigan Bankers Association
  • Minnesota Bankers Association
  • Mississippi Bankers Association
  • Missouri Bankers Association
  • Montana Bankers Association
  • Nebraska Bankers Association
  • Nevada Bankers Association
  • New Hampshire Bankers Association
  • New Jersey Bankers Association
  • New Mexico Bankers Association
  • North Carolina Bankers Association​
  • North Dakota Bankers Association
  • Ohio Bankers League
  • Oklahoma Bankers Association
  • Oregon Bankers Association
  • Pennsylvania Bankers Association
  • Rhode Island Bankers Association
  • South Carolina Bankers Association
  • South Dakota Bankers Association
  • Tennessee Bankers Association
  • Texas Bankers Association
  • Utah Bankers Associations
  • Vermont Bankers Association
  • Virginia Bankers Association
  • Washington Bankers Association
  • West Virginia Bankers Association​
  • Wisconsin Bankers Association

Questions? Contact Sam Kunjukunju​ for more information.