2013 Comments Filed on Proposed Regulations

The following is a list of all proposals or standards on which the ABA has prepared comment. This list is sorted by due date, with the most current due date first.

Interested in proposals from other years? See the Archive homepage.

Dodd-Frank Act developments are tagged

December 24, 2013 Extended to Feb 7, 2014 OCC, Board, FDIC, NCUA, CFPB, SEC  Joint Diversity Assessment Standards Filed
December 13, 2013 Fed Reserve Banks Comments on Payment System Improvements - Public Consultation Paper Filed
December 10, 2013 OCC, Board, FDIC, FCA, NCUA Interagency Proposal to amend Flood Insurance Rules (Loans in Areas Having Special Flood Hazards) Filed
Final Rule​
November 22, 2013 CFPB  Interim Final Rule Clarifying Mortgage Servicing Rules Filed
Final Rule
September 27, 2013 Basel Consultative Paper on Sound management of risks related to money laundering and financing of terrorism Filed
September 25, 2013 Board, FDIC, OCC  Proposed Supervisory Guidance on Implementing DFA Company-Run Stress Tests for Banks With Assets of More Than $10 Billion But Less Than $50 Billion Filed
September 20, 2013 NACHA Request for Comment Clarification and Use of R03 and R04 (Return Reason Codes) Filed
August 26, 2013 CFPB  Comment Request on Generic Clearance for Consumer Complaint and Information Collection System Filed
Extended to August 8 FTC Proposed Amendments to the Telemarketing Sales Rule Filed
August 6, 2013 CFPB  Telephone Survey Exploring Consumer Awareness of and Perceptions Regarding Dispute Resolution Provisions in Credit Card Agreements Filed
August 1, 2013 DoD Comment Request on Consumer Credit Protections for Servicemembers Filed
July 22, 2013 CFPB  Proposed Revisions and Clarifications to Mortgage Rules Filed
June 28, 2013 NACHA Request for Comment on Clarification of Third Parties in the ACH Network Filed
June 24, 2013 Treasury, FinCEN Comment Request on Lebanese Exchange Houses as Financial Institutions of "Primary Money Laundering Concern" Filed
May 30, 2013 FDIC, OCC Proposed Guidance on Deposit Advances Filed
May 17, 2013 OCC, Board, and FDIC Proposal to Clarify CRA Interagency Q&As

Final FAQs

May 3, 2013 CFPB  Technical Amendments to 2013 Escrow Final Rule Filed
April 22, 2013 FDIC, OCC, and Board Proposed Changes to the Consolidated Reports of Condition and Income (Call Report) Filed
April 8, 2013 OCC Comment Request on Bank Secrecy Act/Money Laundering Risk Assessment Filed
April 5, 2013 NACHA Request for Comment on Compliance and Operational Topics Filed
​March 25, 2013 ​FFIEC Proposed FFIEC Guidance on the Use of Social Media Filed​
March 18, 2013 CFPB  Request for Information Regarding Financial Products Marketed to Students Enrolled in Institutions of Higher Education Filed
February 25, 2013 CFPB Ability-to-Repay and Qualified Mortgage Standards under TILA Filed
February 19, 2013 CFPB Request for Information on Credit Card Act’s Impact Filed
February 15, 2013 CFPB  Policy To Encourage Trial Disclosure Programs; Information Collection Filed
January 15, 2013 and January 30, 2013 CFPB  Proposed Revisions to Remittance Rule

Final Rule

January 25, 2013 FinCEN and FRB Proposed Amendments to BSA Definitions Filed
Final Rule
January 7, 2013 CFPB Proposal to amend "ability to repay" requirement for credit card applications Filed
Final Rule