Archive

2011 Comments Filed on Proposed Regulations

The following is a list of all proposals or standards on which the ABA has prepared comment. This list is sorted by due date, with the most current due date first.

Interested in proposals from other years? See the Archive homepage.

Dodd-Frank Act developments are tagged .

COMMENT DUE AGENCY PROPOSAL COMMENT LETTER
December 29, 2011 OCC Proposed Rule to Remove References to Credit Ratings and Guidance on Due Diligence Requirements in Determining Whether Investment Securities Are Eligible for Investment Filed
December 19, 2011 FSOC Designation of Nonbank Financial Institutions as Systemically Important "SIFIs"  Filed
December 19, 2011 FRB Notice of Proposed Rulemaking on Amendments to Clarify Portions of Regulation J Regarding the Collection of Checks

Filed
Final Rule

December 19, 2011 FRB Notice of Proposed Rulemaking on Amendments to Regulation D to Simplify the Administration of Reserve Requirements

Filed
Final Rule

December 16, 2011 FinCEN Reporting Requirement of Prepaid Access Products  Filed
December 12, 2011 NACHA Proposal Request for Comment on Expedited Processing and Settlement Filed
December 6, 2011 IRS Section 67(e) Proposal Filed
December 1, 2011 OCC, Board, FDIC, FCA, and NCUA Guidance and Proposed Revisions on Flood Insurance Q&As  Filed
November 15, 2011 FinCEN Proposal on Mandatory E-Filing by June 2012 Filed
November 14, 2011 Treasury Financial Access Activities; Ways to help low- and moderate-income people open bank accounts Filed
September 26, 2011 CFPB Disclosure of Records and Information 

Filed
Final Rule

September 26, 2011 CFPB Interim Final Rules on Investigations Filed
September 26, 2011 CFPB Interim Final Rules of Practice Governing Adjudication Proceedings Filed
September 26, 2011 FDIC, FRB 
OCC, OTS
Consolidated Reports of Condition and Income (Call Report) Filed
September 22, 2011 CFPB Alternative Mortgage Transaction Parity (Regulation D)  Filed
August 19, 2011 NACHA Request for Comment and Information on Pain Points in the Rules, Phase Two Filed
August 15, 2011 CFPB Defining Larger Participants in Certain Consumer Financial Products and Services Markets  Filed
Filed August 12, 2011 CFTC Capital Requirements of Swap Dealers and Major Swap Participants   Filed
August 7, 2011 OCC Guidance on Deposit-Related Consumer Credit Products  Filed
August 5, 2011  FRB Proposed Amendments to Regulation Y, Capital Plans  Filed
August 1, 2011 Treasury Consumer Financial Protection Bureau (CFPB) Consumer Response Intake Fields Filed
August 1, 2011 OCC, FRB, FDIC, FHFA, SEC, HUD Credit Risk Retention Proposal 

Filed
Final Rule

July 29, 2011 OCC, FRB and FDIC Proposed Guidance on Stress Testing for Banking Organizations With More Than $10 Billion in Total Consolidated Assets Filed
July 22, 2011 FRB Proposed Rule under the TILA, Ability to Repay  Filed
July 22, 2011 FRB Proposed Rule under Regulation E to Create New Consumer Protections for Remittance Transfers  Filed
June 27, 2011 OCC, Treasury Office of Thrift Supervision Integration; Dodd-Frank Act Implementation 

Filed
Final Rule

June 24, 2011 NACHA Request for Comment on Risk Management Enhancements Filed
June 16, 2011 FDIC Proposed Rule on Retail Foreign Exchange Transactions 

Filed
Final Rule

June 10, 2011 NACHA Request for Comment on Corporate Account Takeover Filed
June 10, 2011 FRB and FDIC Proposed Rule on Resolution Plans and Credit Exposure Reports Required  Filed
June 6, 2011 Treasury Determination of Foreign Exchange Swaps and Foreign Exchange Forwards Under the Commodity Exchange Act   Filed
June 3, 2011 FRB Proposed Rule to Encourage Electronic Check Clearance and Return  Filed
June 1, 2011 FinCEN Foreign Correspondent Accounts Comprehensive Iran Sanctions, Accountability and Divestment Act of 2010 (CISADA) Section 104(e)

Filed
Final Rule

May 31, 2011 OCC, FRB, FDIC, OTS, NCUA, SEC, FHFA Joint Proposal Restricting Incentive Compensation  Filed
May 31, 2011 FDIC Proposal on Assessment Rate Adjustment Guidelines for Large and Highly Complex Institutions 

Filed
Final Guidelines

May 27, 2011 FSOC Notice of Proposed Rulemaking Regarding the Authority to Designate Financial Market Utilities as Systemically Important 

Filed
Final Rule

May 24, 2011 Treasury, SSA, VA, RRB, OPM Garnishment of Accounts Containing Federal Benefit Payments Filed
Final Rule
May 23, 2011 FRB Notice of Intent To Apply Certain Supervisory Guidance to Savings and Loan Holding Companies  Filed
May 23, 2011 NCUA Proposed Rule on Net Worth and Equity Ratio   Filed on April 29
May 23, 2011 FDIC NPR on Orderly Liquidation Authority  Filed
May 19, 2011 FRB Notice of Proposed Rulemaking Regarding the Risk Management Standards of Certain Financial Market Utilities 

Filed
Final Rule

May 16, 2011 OCC, FRB, FDIC and OTS Proposed Regulatory Reporting Revisions to the Call Report, TFR, and FFIEC Forms 002 and 002S    Filed
May 16, 2011 FRB Prohibition Against Payment of Interest on Demand Deposits (Regulation Q)   

Filed
FDIC Final Rule

FRB Final Rule

May 9, 2011 Treasury, BCFP Bureau of Consumer Financial Protection, Consumer Response Intake Fields    Filed
May 9, 2011 SEC Proposed amendments to Rule 17Ad-17; Transfer agents', brokers', and dealers' obligation to search for lost securityholders; paying agents' obligation to search for missing securityholders    Filed
May 2, 2011 FRB Federal Reserve Proposed Rule for Escrow Disclosures, et. al. amending Regulation Z    Filed
April 25, 2011 FMS Federal Government Participation in the Automated Clearing House, Prepaid Debit Card Eligibility Filed
April 14, 2011 FRB Proposed Rule on Adverse Action Notices, Equal Credit Opportunity (Regulation B)   

Filed
Final Rule

April 14, 2011 FRB and FTC Proposed Rules on Risk-Based Pricing Notices (Regulation V)  

Filed
Final Rule

April 12, 2011 FDIC Proposed Rule Requiring Certain Bank Staff to Complete FDIC-Provided Training on Deposit Insurance Coverage   Filed
April 11, 2011 NACHA Request for Comment on IAT Modifications and Refinements    Filed
April 11, 2011 FRB Proposal to Standardize Holding Company Reporting    Filed
April 11, 2011 OTS Proposal to End the OTS Cost of Funds Index    Filed
April 11, 2011 MSRB Request for Comment on Draft MSRB Rule G-36 (On Fiduciary Duty of Municipal Advisors) and Draft Interpretive Notice    Filed
April 11, 2011 FDIC and OTS Proposal to Require Summary of Deposit Data    Filed
April 11, 2011 OCC, FRB, FDIC and OTS Proposal to Require Call Report Adoption    Filed
April 11, 2011 IRS Section 501, Exemption From Tax on Corporations, Certain Trusts, Etc. (Revenue Ruling 2011-1) Filed
March 28, 2011 FHFA ANPR regarding Members of Federal Home Loan Banks Filed on March 17, 2011
March 28, 2011 FinCEN Bank Secrecy Act Unified Currency Transaction Report Proposed Data Fields  Filed
March 28, 2011 FinCEN Bank Secrecy Act Designation of Exempt Person Report Proposed Data Fields  Filed
March 28, 2011 FDIC Interim Final Rule Implementing Orderly Liquidation Authority Provisions of the Dodd-Frank Act  Filed
March 25, 2011 NACHA Request for Information on ACH Security Framework  Filed
March 15, 2011 OCC Loans in Areas Having Special Flood Hazards, Proposed Agency Information Collection Activities  Filed
March 10, 2011 FSOC Comments regarding Financial Stability Oversight Council's Study & Recommendations Regarding Concentration Limits on Large Financial Companies  Filed
February 28, 2011 FRB Revised Interim Final Regulation Implementing Provisions in the Mortgage Disclosure Improvement Act Filed
February 28, 2011 NCUA Proposed Rule on Accuracy of Advertising and Notice of Insured Status Filed
February 28, 2011 OCC, FRB, FDIC Risk-Based Capital Standards: Advanced Capital Adequacy Framework—Basel II; Establishment of a Risk-Based Capital Floor 

Filed
Final Rule

February 25, 2011 MSRB Request for Comment on Pay to Play Rule for Municipal Advisors  Filed
February 25, 2011 FSOC Authority To Require Supervision and Regulation of Certain Nonbank Financial Companies  Filed
February 22, 2011 SEC and CFTC End-User Exception to Mandatory Clearing of Security-Based Swap   Filed
February 22, 2011 CFTC Business Conduct Standards for Swap Dealers and Major Swap Participants With Counterparties  Filed
February 22, 2011 SEC Municipal Advisor Proposal  Filed
February 22, 2011 SEC and CFTC Definitions Contained in Dodd-Frank Act  Filed
February 22, 2011 FRB Debit Card Interchange Fees and Routing 

Filed
Final Rule (2012)
Final Rule (2011)
Interim Final

February 18, 2011 FTC Request for Comments on Privacy Report  Filed
February 9, 2011 Treasury CFPB Implementation Team to Collect Complaints regarding Consumer Financial Products  Filed
February 7, 2011 FinCEN Proposal to Require Non-bank Lenders to File SARs Filed
February 3, 2011 DOL Definition of the Term "Fiduciary" Filed
February 1, 2011 FRB  Proposed Rule to Expand Consumer Protection Regulations (Regulation Z)

Filed
Final Rule

January 31, 2011 Treasury, Office of Financial Research  Statement on Legal Entity Identification for Financial Contracts  Filed
January 24, 2011 DOJ  Notice of Proposed Rulemaking on Possible ADA Regulations to Ensure the Accessibility of Portable Equipment and Furniture Filed
January 24, 2011 DOJ Notice of Proposed Rulemaking on Possible ADA Regulations to Ensure Accessibility of Public Websites Filed
January 20, 2011 FSOC Notice of Proposed Rulemaking on Authority to Designate Financial Market Utilities as Systemically Important  Filed
January 18, 2011 FDIC Notice of Proposed Rulemaking Implementing Certain Orderly Liquidation Authority Provisions of the Dodd-Frank Act, Response to Additional Questions Filed
January 10, 2011 FRB Conformance Period for Volcker Implementation 

Filed
Final Rule

January 10, 2011 SEC President's Working Group Report on Money Market Fund Reform Filed
January 10, 2011 FDIC Large Bank Assessment Pricing 

Filed
Final Rule

January 3, 2011 FDIC Assessment Base and Rates

Filed
Final Rule

January 3, 2011 FRB Financial Statements for Bank Holding Companies Filed
January 3, 2011 FRB Credit Card Proposal, Regulation Z Filed

 

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