2010 Comments Filed on Proposed Regulations

The following is a list of all proposals or standards on which the ABA has prepared comment. This list is sorted by due date, with the most current due date first.

Interested in proposals from other years? See the Archive homepage.

Dodd-Frank Act developments are tagged .

December 31, 2010 FEMA National Flood Insurance Program (NFIP) Reform Effort Filed
December 29, 2010 NCUA Proposed Amendments on Corporate Credit Unions Filed on January 26, 2011
December 29, 2010 FinCEN Proposal on New Reports of International Wire Transfers, Cross-Border Electronic Transmittals of Funds (CBETF) Filed
December 27, 2010 FRB Interim Final Appraisal Rule Filed
December 23, 2010 FRB TILA/Reg Z Proposal to Update/Clarify Rules Regarding Right of Rescission, Disclosures for Loan Modifications, Classification of HPML, Customer Refund of Fees, Reverse Mortgage Issues, Etc. Filed
December 17, 2010 SEC Proposed Rules for Implementing the Whistleblower Provisions of Section 21F of the Securities Exchange Act of 1934 Filed
December 14, 2010 FinCEN Proposal on Updates to the Suspicious Activity Report (SAR) Database Filed
December 6, 2010 OTS Thrift Financial Report Filed
November 29, 2010 Treasury Determination of Foreign Exchange Swaps and Forwards Filed
November 29, 2010 FDIC, FRB, and OCC Consolidated Reports of Condition and Income (Call Report) Filed
November 29, 2010 SEC Short-Term Borrowings Disclosure  Filed
November 26, 2010 FDIC Plan for Management of the Deposit Insurance Fund Over the Long Run  Filed
Final Rule
November 23, 2010 FRB TILA/Reg Z: Interim Final Rule/Request for Comment on New Payment Example Disclosures for Consumer Credit Secured by Real Property or Dwelling under MDIA Filed
Interim Rule
November 18, 2010 SEC Shareholder Approval of Executive Compensation and Golden Parachute Compensation Filed
November 18, 2010 FDIC Notice of Proposed Rulemaking Implementing Certain Orderly Liquidation Authority Provisions of the Dodd-Frank and Consumer Protection Act  Filed
November 15, 2010 FTC Notice of Proposed Rulemaking on Mortgage Acts and Practices - Advertising Rule Filed
Final Rule
November 15, 2010 OTS Alternatives to the Use of External Credit Ratings in OTS Regulations  Filed
November 15, 2010 SEC Public Comment on Issuer Disclosure of Due Diligence for Asset-Backed Securities Under Dodd-Frank Act Filed
November 15, 2010 SEC Asset-Backed Securities Rule Proposal Under Section 943 of the Dodd-Frank Act Filed
Final Rule
November 5, 2010 FSOC Notice of Proposed Rulemaking Regarding Authority To Require Supervision and Regulation of Certain Nonbank Financial Companies
November 5, 2010 FSOC Implementation of the Prohibitions on Proprietary Trading and Certain Relationships With Hedge Funds and Private Equity Funds  Filed
October 25, 2010 FRB TILA/Reg Z Proposal to Implement Higher HPML Rate Threshold for "Jumbo" Loans Exceeding FNMA/FHLMC Maximum Limits  Filed
Final Rule
October 25, 2010 OCC, FRB, FDIC and OTS Alternatives to the Use of Credit Ratings in the Risk-Based Capital Guidelines of the Federal Banking Agencies  Filed
October 22, 2010 SEC SEC: Concept Release on the U.S. Proxy System Filed
October 15, 2010 FDIC Deposit Insurance Regulations; Unlimited Coverage for Noninterest-bearing Transaction Accounts Filed
Final Rule (2010)
Final Rule (2011)
October 12, 2010 OCC Notice of Proposed Rulemaking on Alternatives to External Credit Ratings in OCC Regulations  Filed
October 7, 2010 IRS Regulations Governing Practice Filed
October 1, 2010 Basel Proposal to ensure the loss absorbency of regulatory capital at the point of non-viability Filed
September 30, 2010 NACHA Request for Comment/Request for Information on Proposal to Eliminate "Pain Points" in the Operating Rules Filed
September 27, 2010 FDIC Comments on Overdraft Payment Supervisory Guidance Filed
Final Guidance
September 22, 2010 IRS Proposal to Expand EFT and Eliminate Paper Coupon Program for Federal Tax Payments Filed
September 20, 2010 SEC Definitions Contained in Title VII of Dodd-Frank Wall Street Reform and Consumer Protection Act Filed
September 16, 2010 FRB Interim Final Rule Modifying Effective Dates of Certain Prepaid Gift Card Disclosures Filed
Final Rule
September 13, 2010 HHS Notice of Proposed Rulemaking Implementing the Requirements of the HITECH Act Filed
September 10, 2010 Basel Countercyclical Capital Buffer Proposal Filed
August 30, 2010 DOL Proposed Rule on (ERISA), Reasonable Contract or Arrangement Under Section 408(b)(2)—Fee Disclosure Filed
August 30, 2010 SEC Study Regarding Obligations of Brokers, Dealers, and Investment Advisers Filed
August 27, 2010 FinCEN Amendment to the Bank Secrecy Act Regulations—Definitions and Other Regulations Relating to Prepaid Access Filed
Final Rule
August 18, 2010 Treasury and BEP Proposal on U.S. Currency for Blind and Visually Impaired Persons Filed
August 16, 2010 FMS Management of Federal Agency Disbursements Filed
Final Rule
July 26, 2010 OCC, Board, FDIC and OTS CRA Proposal to Support HUD Program Filed
Final Rule
July 16, 2010 FDIC Special Reporting, Analysis and Contingent Resolution Plans at Certain Large Insured Depository Institutions Filed
July 13, 2010 Treasury/FMS Federal Government Participation in the Automated Clearing House Filed
Interim Final Rule
July 2, 2010 FDIC Alteration of the Risk-Based Premiums Scheme for Banks over $10 Billion Filed
June 30, 2010 FTC Request for Public Comment on the Implementation of the Children's Online Privacy Protection (COPPA) Rule Filed
June 28, 2010 OTS Supplemental Guidance on Overdraft Protection Programs Filed
June 18, 2010 Treasury, SSA, VA, RRB, and OPM Garnishment of Accounts Containing Federal Benefit Payments Filed
Interim Final Rule
June 7, 2010 FDIC Templates for Safe, Low-cost Transactional and Basic Savings Accounts Filed
May 21, 2010 FCC Proposal on Telephone Consumer Protections Act (TCPA)
Rule and Order
May 19, 2010 FDIC Amendment to the Temporary Liquidity Guarantee Program to Extend the Transaction Account Guarantee Program with Opportunity to Opt Out Filed
April 27, 2010 FinCEN Proposal on Report of Foreign Bank and Financial Accounts (FBAR) Filed
April 14, 2010 FRB Proposal on Credit Card Act Provisions to go into effect August 22 Filed
March 31, 2010 FRB Proposal on Overdraft Clarifications (Truth in Savings)

Proposed Clarifications to Regulation E Overdraft Provisions (Electronic Fund Transfers)
March 5, 2010 HUD Proposal on SAFE Mortgage Licensing Act Filed
Final Rule
February 18, 2010 FDIC Incorporating Employee Compensation Criteria into the Risk Assessment System Filed
February 8, 2010 IRS Proposal on Cost Basis Reporting of Securities Transactions Filed
February 1, 2010 FRB Regulation D; Reserve Requirements of Depository Institutions; Policy on Payment System Risk; "Term Deposits" Filed
January 22, 2010 FDIC, FRB and OCC Consolidated Reports of Condition and Income (Call Report) Filed
January 22, 2010 OTS Thrift Financial Report Filed
January 15, 2010 NACHA Proposal on Rules Simplification Filed


​Questions? Please contact Grace Marasigan for more information.