Archive

2009 Comments Filed on Proposed Regulations

The following is a list of all proposals or standards on which the ABA has prepared comment. This list is sorted by due date, with the most current due date first.

Interested in proposals from other years? See the Archive homepage.

 

COMMENT DUE AGENCY PROPOSAL COMMENT LETTER
December 30, 2009 HUD Strengthening Risk Management Through Responsible FHA-Approved Lenders Filed
December 24, 2009 Board Reg Z Changes to Disclosures on Closed-End Mortgages, HELOCs

Filed
Final Rule
Final Rule
 

December 21, 2009 Board Proposed Rule Implementing the Gift Card Provisions of the Credit CARD Act Filed
Final Rule 
(April 2010)

Final Rule
(October 2010)
December 16, 2009 FinCEN Expansion of Info Sharing to deter Money Laundering and Terrorist Activity, Section 314(a) Filed
Final Rule
November 24, 2009 FRB Proposed Revisions to the Consolidated Financial Statements for Bank Holding Companies Filed
Final Rule
November 20, 2009 Board Credit CARD Act Regulation Z Provisions to go into effect February 22, 2010

Filed
Final Rule
(February 2010)

Final Rule
(April 2011)

October 26, 2009 FDIC, Board, OCC, and OTS Correspondent Concentration Risks Proposed Guidance Filed
Final Rule
October 26, 2009 FTC Proposal to amend the Telemarketing Sales Rule

Filed
Final Rule

October 19, 2009 FDIC, FRB and OCC Consolidated Reports of Condition and Income (Call Report) Filed
Final Rule
October 19, 2009 OTS Thrift Financial Report Filed
Final Rule
October 16, 2009 NACHA NACHA Proposes to Extend Timeframe for Adjustment Entries Filed
October 16, 2009 NACHA NACHA Proposes to Establish Framework for Mobile ACH Payments Filed
October 15, 2009 OCC, Board, FDIC and OTS Consolidation of Asset-Backed Commercial Paper Programs and Other Related Issues Filed
Final Rule
October 6, 2009 SEC RIA Political Contributions Filed
October 6, 2009 IRS Letter to IRS on FBAR Filed
September 21, 2009 Board Reg Z Truth in Lending Proposal on Credit Card Accountability Responsibility and Disclosure Act of 2009 Filed
September 21, 2009 OCC, Board, FDIC, OTS, FCA and NCUA Interagency Questions and Answers Regarding Flood Insurance Filed
September 9, 2009 FinCEN Proposal on MSB Definition

Filed
Final Rule

September 4, 2009 OCC, Board, FDIC, OTS and NCUA Proposed Interagency Guidance on Funding and Liquidity Risk Management Filed
September 3, 2009 FinCEN Amendment to the Bank Secrecy Act Regulations; Defining
Mutual Funds as Financial Institutions

Filed
Final Rule

August 31, 2009 OCC, Board, FDIC, OTS, NCUA and FTC ANPR on Guidelines for Furnishers of Information to Consumer Reporting Filed
August 20, 2009 FinCEN Proposal on Possible AML Program for Non-bank Mortgage Lender Filed
August 14, 2009 Treasury TARP Standards for Compensation and Corporate Governance Filed
July 30, 2009 OCC, Board, FDIC and OTS Interagency Proposal to Revise Community Reinvestment Act (CRA) Regulations, Education Loans Filed
Final Rule
July 30, 2009 FTC Proposal on Mortgage Acts and Practices Filed
July 30, 2009 OCC, Board, FDIC and OTS Residential Mortgage Loans Modified Pursuant to the Making Home Affordable Program Filed
Final Rule
July 28, 2009 SEC RIA Custody Proposal Filed
July 15, 2009 FTC Mortgage Assistance Relief Services Filed
Final Rule
July 10, 2009 NACHA Direct Access Registration Filed
July 9, 2009 OCC, Board, FDIC, OTS, FCA and NCUA SAFE Act Registration of Mortgage Originators Filed
Final Rule
July 1, 2009 FRB Capital Adequacy Guidelines; Small Bank Holding Company Policy Statement Filed
June 19, 2009 SEC Amendments to Regulation SHO Filed
June 11, 2009 SEC Requirement for OFAC Confirmation Letter Filed
June 8, 2009 FinCEN Confidentiality of Suspicious Activity Reports/SAR Sharing

Filed
Final Rule

Interpretive Guidance

June 4, 2009 OTS, NCUA and FRB Unfair or Deceptive Acts or Practices; Clarifications Filed
June 4, 2009 FRB Regulation Z Proposal on Open-end Credit Plans Filed
May 29, 2009 NACHA Request for Information Regarding Customer Service Telephone Numbers Filed
May 26, 2009 FRB Regulation Z; Truth in Lending (HEOA) Filed
Final Rule
May 12, 2009 FinCEN Customer Identification Program for Various Financial Institutions Filed
April 10, 2009 FDIC Legacy Loans Program Filed
April 9, 2009 HUD RESPA "Required Use" Provision Filed
April 7, 2009 FDIC Extension of Debt Guarantee Program Filed
April 6, 2009  FDIC Interest Rate Restrictions on Institutions Filed
Corrected Final Rule
April 6, 2009 NCUA Corporate Credit Unions Filed
March 30, 2009 FRB Electronic Fund Transfers (Regulation E) Filed
Final Rule
March 9, 2009 OCC, Board, FDIC and OTS Interagency Q&A's Regarding CRA Filed
Final Rule
March 9, 2009 FinCEN Transfer and Reorganization of Bank Secrecy Act Regulations

Filed
Final Rule

Final Rule, Technical Amendment

March 2, 2009 CDFI Bank Enterprise Award Program Filed
March 2, 2009 Board Reserve Requirements of Depository Institutions Filed
February 9, 2009 FRB Proposed Rule to Revise Mortgage Loan Disclosures (Reg Z Disclosure Proposal) Filed
January 9, 2009 NACHA Facilitating XML in ACH Payments Filed