2004 Comments Filed on Proposed Regulations

Following is a list of all proposals or standards on which the ABA is preparing or has prepared comment. This list is sorted by due date, with the most current due date first.

Interested in proposals from other years? See the Archive homepage.





December 20, 2004 FRB Exit Municipal Securities Collection Service Filed
December 15, 2004 MSRB Revised Proposal on Rule G-38 Filed
November 30, 2004 SEC Amendments to Section 303A of the NYSE Listed Company Manual Relating to Corporate Governance Filed
November 29, 2004 NCUA Credit Union Bylaws Filed
November 19, 2004 FRB Regulation E and Commentary Proposal
(Updated on January 6, 2006)
November 16, 2004 Treasury SLGS Program Filed
October 28, 2004 FTC FACTA Prescreen Rule Filed
October 18, 2004 FDIC, FRB, OCC, OTS EGRPRA Reg Burden Review - Part 3: Consumer Protection Laws Relating to Deposit  Accounts and Miscellaneous Others Filed
October 1, 2004 NCUA Conversion of Credit Unions to Mutual Savings Banks Filed
September 21, 2004 FRB Proposed Revision of the Bank Holding Company Ratings System Filed
Final Rule
September 20, 2004 Extension Date: October 20, 2004 FDIC Proposed Increase in CRA Small Bank Threshold to $1 Billion Filed
September 17, 2004 FRB FACT Act: Investigations of disputed consumer information reported to consumer reporting agencies Filed
September 17, 2004 FDIC Proposed Revisions to International Banking Regulations Filed
Final Rule
September 1, 2004 SEC Regulation B Filed
August 30, 2004 NCUA Member SBA Business Loans Filed
August 16, 2004 FTC Summaries of Rights and Notices of Duties Under the Fair Credit Reporting Act Filed
August 16, 2004 FTC FTC: Fair and Accurate Credit Transactions Act; implementation:   Affiliate marketing Filed
August 16, 2004 OCC, OTS, FRB, NCUA Fair Credit Reporting Affiliate Marketing
August 6, 2004 OCC, FRB, FDIC, OTS, NCUA Bounced check protection
(Updated on March 2, 2005)
Final Guidance
August 6, 2004 FRB Regulation DD (Truth in Savings Act)
(Updated on May 26, 2005)
Final Rule
July 26, 2004 FRB FRB: Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire, Regulation J
(Updated on October 26, 2004)
July 23, 2004 FRB FACT Act Disposal Rule, banking agencies' request for comment Filed
July 23, 2004 FRB FACT Act, "Prescreened solicitations" Filed
July 23, 2004 FRB Electronic Fund Transfer Act, Request for Information on Debit Card Study Filed
July 19, 2004 FDIC, FRB, OCC, OTS Proposed Statement on Complex Structured Finance Transactions Filed
July 16, 2004 FTC Public Comment To Aid Staff in Preparing the FACT Act Section 318(a)(2)(C) Study Filed
July 15, 2004 FDIC Deposit Insurance for Stored Value Cards Filed
July 12, 2004 SEC Registration, Reporting and Disclosure Requirements for Asset-Backed-Securities Filed
July 11, 2004 FRB Trust Preferred Securities and the Definition of Capital Filed
July 9, 2004 SEC Proposal to Except Certain Thrift Institutions From Investment Advisor Registration Filed
June 21, 2004 Filed May 11, 2004 NCUA Fixed Assets Filed
June 15, 2004 FTC FTC:  ID Theft Definitions Under FCRA Filed
June 4, 2004 MSRB Draft Amendment to MSRB Rule G-38 Filed
May 28, 2004 OFCCP Definition of Internet Applicant Filed
May 24, 2004 OCC Proposed Extension of Lending Limits Pilot Program Filed
Final Rule
May 10, 2004 SEC Mandatory Redemption Fees for Redeemable Fund Securities Filed 
May 9, 2004 FRB Amendments to Regulation V
(Updated on June 15, 2004)
Final Rule
May 3, 2004 EEOC Definition of Internet Applicant Filed
May 3, 2004 FDIC Proposed Restrictions on Transactions with Affiliates - Part 324 (to Parallel the FRB's Regulation W) Filed
April 26, 2004 OCC Annual Report on Operating Subsidiaries Filed
Final Rule
April 20, 2004 FDIC, FRB, OCC, OTS Reg Burden Review - EGRPRA Part 2 Filed
April 19, 2004 FDIC Proposed Revisions to the Guidelines for Appeals for Material Supervisory Determinations and Deposit Insurance Assessments Determinations Filed
Final Rule
April 6, 2004 FDIC, FRB, OCC, OTS Proposed Revisions to CRA Regulations Filed
April 1, 2004 DOL Automatic Rollover Regulation Filed
March 29, 2004 OCC, OTS, FRB, FTC ANPR to Consider Alternative Forms of Privacy Notices Under the Gramm-Leach-Bliley Act Filed
March 12, 2004 FRB Check 21 Act, Availability of Funds and Collection of Checks
(Updated on August 4, 2004)
Final Rule
March 8, 2004 OCC Prior Approval Before National Bank May Make A Fundamental Change is Asset Composition Filed
Final Rule
February 6, 2004 SEC Amendments to Rules Governing Pricing of Mutual Fund Shares Filed 
February 4, 2004 SEC Alternative Net Capital Requirements for Broker Dealers that are part of Consolidated Supervised Entities Filed 
January 31, 2004 Basel, OCC, FDIC, OTS, FRB Basel Committee On Banking Supervision:  "The Compliance Function in Banks" Filed 
January 30, 2004 FRB Amendments to Regulations B; DD; E; M ; and Z 
(Updated on July 6, 2004)
January 15, 2004 FRB Currency Recirculation Policy Filed
January 12, 2004 FRB, FTC Effective Dates for the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) Filed
Final Rule