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The foreclosure crisis triggered a wide-spread scrutiny of the entire servicing process. In response to it, and to fulfill Dodd-Frank Act provisions, the CFPB mortgage servicing rules that create requirements regarding periodic statements, rate reset notices, error resolution, loss mitigation, and other servicing requirements.

ABA's Position 

ABA has expressed concern that the CFPB's rules are overly broad and could cause high-quality servicing to become uneconomical, particularly at small banks. ​​




 ABA Analysis


 Comment Letters


 Letters to Congress & Regulators


Questions? For more information, contact  Audrey Decker.


 Staff Contacts

  • Audrey Decker,
    Vice President,
    ABA Mortgage Finance/Sr. Regulatory Counsel

 ABA Resources