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ABA: The American Bankers Association

ABA Statement on Regulatory Tailoring Proposals

“By advancing today’s proposed rulemakings, the Federal Reserve and the other banking agencies have taken an important step toward rightsizing bank regulations and following through with Congress’ intent in this year’s bipartisan regulatory reform law. We appreciate the timely priority given to this effort, and we welcome the decision to tailor prudential standards to a bank’s risk practices, business model and other factors, rather than relying simply on arbitrary asset thresholds. These changes would strengthen supervision with an improved focus on risks, while allowing larger institutions to better meet the needs of their customers and communities, which will help further drive economic growth.
“Today's proposals acknowledge problems with the current regulatory framework as regulators seek to apply a more scalable and tailored approach to bank supervision. We look forward to reviewing the proposals in detail with our members, and working with regulators to ensure that any final rules achieve the intended goal of maintaining safety and soundness while still treating all institutions fairly.”


About the American Bankers Association

The American Bankers Association is the voice of the nation’s $21.1 trillion banking industry, which is composed of small, regional and large banks that together employ more than 2 million people, safeguard $17 trillion in deposits and extend nearly $11 trillion in loans.

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Ian McKendry

(202) 663-5473

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