Redlining is Red Hot

Aired: Tuesday, August 29, 2017

2.0 CRCM, 2.0 CLBB

Redlining, "a form of illegal disparate treatment in which a lender provides unequal access to credit, or unequal terms of credit, because of the race, color, national orgin, or other prohibited characteristic(s) of the residents of the area in which the credit seeker resides or will reside or in which the residential property to be mortgaged is located," continues to be a hot topic in bank supervision and enforcement.

The Department of Justice ended 2016 and began 2017 with redlining enforcement actions against three banks. The CFPB's stated fair lending priorities for 2017 include redlining. Banking regulators are focusing on Reasonably Expected Market Areas (REMAs) in addition to Community Reinvestment Act assessment areas in evaluating lending performance. How can you assess your risk and protect your institution from charges of redlining?

Learn more about recent examination and enforcement trends during this 90-minute recording. Explore monitoring and analytic techniques. Understand the difference between an assessment area and a REMA. Understand what you can do in your bank to evaluate your redlining risk. Get your questions answered!

This recording focuses on:

  • Different "types" of redlining
  • Redlining risk factors
  • Reasonably Expected Market Areas (REMA), called by a number of names
  • Geographies for assessing redlining risks (assessment areas v. REMAs)
  • Mapping
  • Branch networks
  • Statistical Analyses
  • Qualitative analyses
  • Enforcement Trends

Speaker:

  • Carl Pry, CRCM, CRP, Managing Director, Treliant Risk Advisors LLC
  • Lynn Woosley, CRCM, Engagement Director, Treliant Risk Advisors LLC 
  • Brenda Baylor, CRCM, Senior Manager, Treliant Risk Advisors LLC
 

 Continuing Education Credits

 
The Institute of Certified Bankers (ICB) has approved this program for 2.0 CLBB and 2.0 CRCM continuing education credits for the live program and the recording.

CPE logoRecordings are not eligible for CPE credits.

American Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.
​​Questions? Please contact Linda Shepard / Cari Hearn for more information.
 

 Pricing & Purchasing

 

Streaming Online Recording
Now Available

ABA Member • $235
Non-Member • $365

 

 Who Should Attend

 
  • Compliance Officers
  • Compliance Managers
  • Bank Counsel
  • Risk Managers
  • Risk Auditors
  • Small Business Lenders
  • Consumer Lenders
  • CRA Managers
  • Senior Bank Managers
  • Marketing Directors
  • Board of Directors
  • CRCMs , CLBBs and CPAs
 

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