CRA – How Much Is Enough?

Aired: Tuesday, July 11, 2017


1.25 CRCM, 1.25 CLBB

Join us for a one-of-a-kind recording of the recent briefing/webinar featuring the nation's leading CRA expert and author who shares the results of his proprietary data base of thousands of CRA public Performance Evaluations (PEs) to answer the critical CRA question of "How much is enough?"

We all know there is some subjectivity involved in any rating system, but using the results of thousands of completed CRA PEs enables the creation of guidelines for different ratings. While regulators do not accept or endorse such guidelines, they are very useful for providing bankers with a benchmark of their CRA performance, especially for those with an upcoming exam. In addition to discussing these suggested quantitative guidelines, Dr. Thomas also reviews the important qualitative factors used by examiners in the various CRA tests.

This recording focuses on:

  • Why regulators and examiners prefer discretion rather than rules
  • The most important Qualitative factors to consider
  • Specific guidelines for the key Lending Test ratios
  • Specific guidelines for Community Development Loans, Investments and Services
  • Different guidelines for Intermediate Small Banks vs. Large Bank Exams
  • How to compensate for weaknesses in various CRA performance tests
  • The Top Ten Takeaways for preparing for your next CRA Exam
  •  

    Speakers:

    • Kenneth H. Thomas, Ph.D., President, Community Development Fund Advisors, LLC (Author of The CRA Handbook, and former Lecturer in Finance at The Wharton School) 
    • Rick Freer, Senior Director, Exam and Compliance Programs, American Bankers Association (moderator)
 

 Continuing Education Credits

 
The Institute of Certified Bankers (ICB) has approved this program for 1.25 CLBB and 1.25 CRCM continuing education credits for the live program and the recording.

CPE logoRecordings are not eligible for CPE credits.

American Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.
​​Questions? Please contact Linda Shepard / Cari Hearn for more information.
 

 Pricing & Purchasing

 

Streaming Online Recording
Now Available

ABA Member • $210
Non-Member • $310

 

 Who Should Attend

 
  • CRA Officers
  • Compliance Officers and Managers
  • Community Development Managers
  • Auditors, Risk Managers
  • Bank Counsel
  • Any Lender with CRA Responsibilities
  • Senior Bank Managers
  • Presidents
  • CEOs, CFOs
  • Board Members
  • CRCMs, CLBBs and CPAs
 

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