Introduction to Analyzing Financial Statements


Reviews terms and steps associated with analyzing financial statements. Explains how tax returns report income and expenses from another perspective. Examines the computation and meaning of four categories of financial ratios and how ratios are used to spot significant trends.

Updated: Jun. 2017
Re-versioned: Jul. 2016

Learning Obj​​​​ectives

After completing this course, students will be able to:
  • Define financial statement analysis and explain its importance in the small business lending process
  • List the basic steps of financial statement analysis and the purpose of each step
  • Analyze an income statement and balance sheet
  • Explain how tax returns are used in the lending process
  • Calculate and interpret key ratios
  • Perform a simple cash flow analysis

​Audience

Bank personnel who are responsible for reviewing financial statements for the purpose of assisting in making lending decisions, monitoring the ongoing health of the business, or conducting the initial financial analysis.

Course Credits


ABA Certificates​: This course applies to the following ABA Certificates:
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Questions? Please contact training@aba.com for more information.

 

 Benefits of Self-Paced Training

 
  • Ultimate flexibility
  • Quizzes to support learning
  • Mobile format available
 

 Registration & Pricing

 

Individual Purchase:
ABA Membe​r • $95
Non-Member • $130

Purchase for a Team:
To license this course to your bank for multiple learners, please contact ABA Training.

 

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