Consumer Credit Products


Provides definitions of consumer credit terms to assist in discussions with clients and explains the growth and demand of non-real estate related products. Explores real estate-related terms for home equity loans, home equity lines of credit, loan to value ratios, and how to calculate the maximum loan amounts.

Re-versioned: Aug. 2016
Updated: May 2017

Learning Obj​​​​ectives

After completing this course, students will be able to:
  • Define basic consumer credit terminology to clients
  • Identify features of consumer credit products
  • Explain the two loan categories - non-real estate-related and real estate-related - along with the products associated with the categories
  • Determine the maximum loan amount available based on collateral value, for real estate-related products

​Audience

Branch personnel who are responsible for discussing or selling consumer credit products.

Course Credits


ABA Certificates​: This course applies to the following ABA Certificates:
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​Questions? Please contact training@aba.com for more information.
 

 Benefits of Self-Paced Training

 
  • Ultimate flexibility
  • Quizzes to support learning
  • Mobile format available
 

 Registration & Pricing

 

Individual Purchase:
ABA Member • $95
Non-Member
 • $130

Purchase for a Team:
To license this course to your bank for multiple learners, please contact ABA Training.

 

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