Consumer Credit Products

Provides definitions of consumer credit terms to assist in discussions with clients and explains the growth and demand of non-real estate related products. Explores real estate-related terms for home equity loans, home equity lines of credit, loan to value ratios, and how to calculate the maximum loan amounts.

Re-versioned: August 2016
Updated: May 2017

What You'll Learn

After successfully completing this course, you will be able to:

  • Define basic consumer credit terminology to clients
  • Identify features of consumer credit products
  • Explain the two loan categories - non-real estate-related and real estate-related - along with the products associated with the categories
  • Determine the maximum loan amount available based on collateral value, for real estate-related products


Branch personnel who are responsible for discussing or selling consumer credit products.

​Questions? Please contact for more information.




Purchase for a Team
To license this course to your bank for multiple learners, please contact ABA Training.​


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