The Commercial Real Estate Lending Decision Process

A comprehensive study of CRE lending, beginning with a description of loan types and progressing to an understanding of the underwriting process, leases, appraisals, loan structures and related risks. The series also includes resources, including reproducible work sheets for cash flow, compliance and important financial ratio calculations.​​

The Commercial Real Estate Lending Decision Process and the courses in the curriculum are products of The Risk Management Association.

Course List

The courses included in The Commercial Real Estate Lending Decision Process Curriculum are:

There are 14 courses included in the complete Commercial Real Estate Lending Decision Process series. Approximate time to complete all courses and modules in the curriculum is between 18 to 25 hours.​

Learning Objectives

After completing this course, students will be able to:
  • Learn about different types of commercial real estate loans.
  • Identify a company's net operating income or cash flow.
  • Analyze the project and proposed loan.
  • Identify and define important credit risk considerations for major property groups and specialty properties.
  • Recognize and use lease terminology.
  • Recognize the cash flow and economic consideration of leases.
  • Demonstrate how to review leases on commercial properties.
  • Assess various borrowing structures.
  • Identify issues involving owner occupied lending.
  • Identify the key types of construction projects and loans.
  • Explore underwriting and administrator issues with construction projects and loans.


Commercial lenders and credit analysts who are not real estate specialists but who need to know more about assessing real estate risk.


​Questions? Please contact for more information.

 Registration & Pricing


Individual Purchase:
ABA Member • $720
Non-Member • $1,440

Purchase for a Team:
To license this course to your bank for multiple learners, please contact ABA Training.


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