Reg Z Open-End Credit for Compliance Professionals


Reviews the open-end portion of Regulation Z, including history, purpose, coverage, and disclosures. Explains rules relating to billing errors, crediting payments, credit balances, and advertising.​

Updated: Aug. 2017
Re-versioned: June 2016

Learning Objectives

After completing this course, students will be able to:

  • Describe the history and purpose of  Regulation Z
  • Identify credit transactions covered under Regulation Z
  • Explain disclosure requirements for applications and solicitations, account opening, change in terms, periodic statements, and other subsequent disclosures
  • Describe requirements for billing error resolution, crediting of payments, and treatment of credit balances
  • Explain advertising rules for HELOCs, not home secured transactions, and marketing to college students

Audience

Compliance professionals including compliance managers, officers, and other compliance team members whose primary role is within the compliance function at their financial institution; bank examiners, bank regulators, auditors and lending compliance professionals.

Course Credits

ICB Certifications: 2.0 CRCM

ABA Certificates: This course applies to the ABA Certificate in Lending Compliance.

Your Instructor

Alejandra Kalman, MBA, CRCM
Director, Compliance & Ethics
American Express

Kalman is a Director of Independent Compliance Testing at American Express. Prior to that, she served in the compliance departments of JPMorgan Chase (Chase Card Services), PNC Bank, Spirit of America National Bank, UMB Bank and ICS Risk Advisors. She is an ABA Compliance School faculty member. ​​​​​​

​Questions? Please contact ABA Training for more information.
 

 Benefits of Self-Paced Training

 
  • Ultimate flexibility
  • Quizzes to support learning
  • Mobile format available
 

 Registration & Pricing

 

Individual Purchase:
ABA Member • $275
Non-Member • $375

Purchase for a Team:
To license this course to your bank for multiple learners, please contact ABA Training.

 

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