Analyzing Financial Statements

A practical introduction to financial statement analysis from the perspective of the commercial loan officer. Gain the skills needed to effectively assess the risks related to a customer—current and prospective—and evaluate possible sources of repayment for the loan.

Learning Objectives

  • Analyze the financial data and evaluate the risks of different industries
  • Describe the considerations a lender needs to take into account when using ratios to evaluate financial performance
  • Explain the importance of cash flow and the various tools for cash flow analysis, such as the UCA Cash Flow Model and Global Cash Flow
  • Describe the basic formats and analysis techniques for personal financial statements as well as tax returns

Audience

Commercial and/or business bankers and credit analysts. The recommended prerequisite course is General Accounting.

This course requires proctored exams.

Course Credits

College Credit Recommendation: In the upper division baccalaureate/associate degree category, 3 semester hours in Business Administration, Banking, Finance or Financial Statement Analysis

ICB Certifications: 45 CLBB

ABA Certificates: This course applies to the Certificate in Business and Commercial Lending​.​​​​​

​Questions? Please contact online@aba.com or 1-800-BANKERS for more information.

 

 Course Advantages

 
  • Collaborative​ communities
  • Convenience and flexibility
  • ​Expert instructors
  • Interactive discussions
  • Real-world assignments
 

 Registration & Pricing

 

Facilitated Course
ABA Member  • $455
Nonmember • $540
Bill Me Option

Textbook - 8th Edition
Printed or eBook
ABA Member  • $ 95
Nonmember • $ 135

Additional fees and taxes may apply.
 

 Upcoming Dates

 
  • February 12, 2018
  • July 30, 2018
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