This site uses cookies to improve your browsing experience, gather site analytics and activity, track shopping cart contents, and deliver relevant marketing information.
View our privacy policy and manage your settings here. By using our site you agree to these terms.

Truth in Saving Act (Reg DD)

Provides consistency in the way rates and other information about consumer-held deposit accounts is provided. The regulation imposes requirements on how and when consumer deposit account terms, including fees and rate information, are disclosed in advertisements, account opening documents, periodic statements, and change-in-term notices.

Updated: October 2018

What You'll Learn

After completing this course, students will be able to:

  • Explain the background and purpose of the Truth in Savings Act
  • Differentiate between a general inquiry and a specific request
  • Explain how to quote interest rates
  • Identify the requirements for signs, notices, and advertising for deposit products
  • Describe the Truth in Savings Act disclosures provided for accounts
  • Describe the disclosure requirements when presenting periodic statements to customers


Bank personnel who are responsible for opening new accounts, explaining fees and charges and quoting rates to clients.

​Course Credits



Questions? Please contact for more information.



Free Frontline Compliance Training
Course available to ABA Member banks at no cost under a license agreement. Learn more


 Related Training