Reg Z Non Home Secured (Open-End Credit)


This course discusses types of open-end non-home secured lines of credit other than credit cards. The course reviews disclosure requirements, periodic statement requirements, change in terms notices, payment processing rules, and liability for non-compliance.

Note: The Reg Z Overview course must be taken at least once before any other Reg Z course is attempted. 

​Updated: January 2017
Re-versioned: June 2016

Learning Objectives

After completing this course, students will be able to:

  • Explain the account opening disclosures 
  • Explain the requirements for periodic statements 
  • Describe change-in-terms notice requirements
  • Explain the rules about payments on lines of credit

Audience

Branch staff (lenders, CSRs Call Center, personal bankers) who takes consumer line of credit applications (such as overdraft lines of credit) or discuss loan products with consumers.  For some banks, this course may also be applicable for tellers making referrals to the platform.

​Course Credits

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​Questions? Please contact training@aba.com for more information.
 

 Benefits of Self-Paced Training

 
  • Ultimate flexibility
  • Quizzes to support learning
  • Mobile format available
 

 Frontline Compliance

 
This course is available to ABA Member banks at no cost under a license agreement. Learn more
 

 Registration & Pricing

 

ABA Member • $55
Non-Member • $75

 

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