Reg Z HELOCs (Open-End Credit)

Explains the Regulation Z requirements for home equity lines of credit, including disclosures, changes in terms, and periodic statements.​

Note: The Reg Z Overview course must be taken at least once before any other Reg Z course is attempted.

Reviewed: January 2018 (no changes necessary)
Re-versioned: April 2016

Learning Objectives

After completing this course, students will be able to:

  • Define a home equity line of credit
  • Explain what disclosures are required and when they must be provided
  • Identify the circumstances when lenders are allowed to change the terms of a home equity line of credit
  • Understand the requirements for periodic statements


Any branch staff that discusses home equity options with consumers or takes consumer applications for home equity products.

​Course Credits


​Questions? Please contact for more information.

 Benefits of Self-Paced Training

  • Ultimate flexibility
  • Quizzes to support learning
  • Mobile format available

 Frontline Compliance

This course is available to ABA Member banks at no cost under a license agreement. Learn more

 Registration & Pricing


ABA Member • $55
Non-Member • $75


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