Reg Z HELOCs (Open-End Credit)


Explains the Regulation Z requirements for home equity lines of credit, including disclosures, changes in terms, and periodic statements.​

Note: The Reg Z Overview course must be taken at least once before any other Reg Z course is attempted.

Reviewed: Mar. 2017 (no changes necessary)
Re-versioned: Apr. 2016

Learning Objectives

After completing this course, students will be able to:

  • Define a home equity line of credit
  • Explain what disclosures are required and when they must be provided
  • Identify the circumstances when lenders are allowed to change the terms of a home equity line of credit
  • Understand the requirements for periodic statements
     

Audience

Any branch staff that discusses home equity options with consumers or takes consumer applications for home equity products.

​Course Credits

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​Questions? Please contact training@aba.com for more information.
 

 Benefits of Self-Paced Training

 
  • Ultimate flexibility
  • Quizzes to support learning
  • Mobile format available
 

 Frontline Compliance

 
This course is available to ABA Member banks at no cost under a license agreement. Learn more
 

 Registration & Pricing

 

ABA Member • $55
Non-Member • $75

 

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