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Reg Z HELOCs (Open-End Credit)

Explains the Regulation Z requirements for home equity lines of credit, including disclosures, changes in terms, and periodic statements.​

Updated: February 2019
Re-versioned: April 2016

What You'll Learn

After completing this course, students will be able to:

  • Define a home equity line of credit
  • Explain what disclosures are required and when they must be provided
  • Identify the circumstances when lenders are allowed to change the terms of a home equity line of credit
  • Understand the requirements for periodic statements


Any branch staff that discusses home equity options with consumers or takes consumer applications for home equity products.

Prerequisite: The Reg Z Overview course must be taken at least once before any other Reg Z course is attempted.

Course Credits

ABA Professional Certifications: 0.75 CRCM, CLBB​

​Questions? Please contact for more information.




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