Reg Z Credit Cards

Includes the key provisions of the CARD Act and how it protects consumers from unexpected interest charges. Requires that consumers receive a reasonable amount of time to make their credit card payments, enhances required disclosures, and allows consumers to access credit on terms that are fair and more easily understood.

Note: The Reg Z Overview course must be taken at least once before any other Reg Z course is attempted.

​Updated: January 2018
Updated and Re-versioned: Apr. 2016

Learning Objectives

After completing this course, students will be able to:

  • Identify the key points in the credit card account rule
  • Examine the restrictions of interest rate increases
  • Examine the limitations set on fees and penalty interest
  • Identify the reasonable due date rules for payment deadlines
  • Identify requirements for periodic statement disclosures. 


Consumer Lenders, Call Center Representatives and CSRs at banks that offer consumer credit cards.

​Course Credits


​Questions? Please contact for more information.

 Benefits of Self-Paced Training

  • Ultimate flexibility
  • Quizzes to support learning
  • Mobile format available

 Frontline Compliance

This course is available to ABA Member banks at no cost under a license agreement. Learn more

 Registration & Pricing


ABA Member • $55
Non-Member • $75


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