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Mortgage Servicing: ARM Notices

Provides an explanation of when Initial Variable Rate Notices, Initial Rate Reset Notices, and Subsequent Rate Reset Notices are required, what information should be included, and any timing exceptions. Covers transactions that either do not require the disclosures or have additional disclosure requirements specific to the particular transaction structure.

Updated: June 2019

What You'll Learn

After completing this course, students will be able to:

  • Identify when the following notices are required and the basic content requirements of each: 
    • Initial Variable Rate Notice
    • Initial Rate Reset Notice
    • Subsequent Rate Reset Notice


Anyone performing duties in consumer mortgage servicing areas and have live contact with borrowers.  

​Course Credits



​Questions? Please contact for more information.​​



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