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Military Lending Act

Covers the U.S. Department of Defense (DoD) Military Lending Act (MLA). Explains how the regulation imposes strict requirements on covered loans made to military personnel and their families. Discusses the expanded coverage of the MLA, its numerous restrictions and requirements, determination of military status, and the penalties for noncompliance.

Updated: August 2018

What You'll Learn

After completing this course, students will be able to:

  • Explain the background and purpose of the MLA rule 
  • Define key terminology in the MLA rule
  • Identify a covered borrower 
  • Explain prohibited terms in covered loans made to military personnel and their spouses and dependents
  • Identify the disclosures covered borrowers must receive under the MLA
  • Identify the penalties for non-compliance


Any staff that takes consumer loan applications and consumer lending staff including underwriters.

​Course Credits



​​Questions? Please contact for more information.​​



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