Home Mortgage Disclosure Act (HMDA)

Explores the types of loans covered by HMDA, and explains the collection steps for the government monitoring information, and the information required for reporting on the Loan Application Register. Defines the role of supervisory agencies and management in ensuring data is reported as outlined in HMDA.

​Updated: January 2017
Re-versioned: Feb. 2016

Learning Objectives

After completing this course, students will be able to:

  • Explain the purpose of the HMDA and what it covers
  • Describe the financial institutions required to report HMDA data
  • List other Acts that support fair lending practices
  • List the regulatory agencies involved with HMDA reporting
  • Describe management responsibilities for reporting HMDA information
  • Describe how to complete each section of the Loan Application Register


Bank personnel with responsibilities for any part of the mortgage lending process.​

​Course Credits



​Questions? Please contact training@aba.com for more information.

 Benefits of Self-Paced Training

  • Ultimate flexibility
  • Quizzes to support learning
  • Mobile format available

 Frontline Compliance

This course is available to ABA Member banks at no cost under a license agreement. Learn more

 Registration & Pricing


ABA Member • $95
Non-Member • $130


 Related Training