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Fair Debt Collection Practices Act

Explains the purpose of the FDCPA, the protections for consumers and requirements on creditors, what verbal and nonverbal actions the debt collector is permitted and not permitted to take, and the recourse debtors have against a debt collector for violating the law.

Updated: February 2018
Re-versioned: June 2016

What You'll Learn

After completing this course, students will be able to:

  • Describe the purpose of the FDCPA and the types of debts covered
  • Recognize the debt collection practices prohibited by the FDCPA
  • Describe how the FDCPA applies to mortgage servicing
  • Explore unfair debt collection practices


Any bank staff involved in collections, including individuals involved in calling consumers about overdrafts, even though they are not designated as "collectors."

​Course Credits

ABA Professional Certifications: 0.5 CRCM​​​​

​Questions? Please contact for more information.



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