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FCRA: Notice to Consumers (Risk-Based Pricing)

Provides statements that should be included in risk-based pricing notices and how they change depending on circumstances. Explains the conditions by which credit scores should be sent to customers and information they should contain. Provides examples of other exceptions when a risk-based notice is not needed. Explores the types of credit and related timing of the notices.

Duration: Approximately 20 minutes
Created: November 2018

What You'll Learn

After successfully completing this course, you will be able to:

  • Determine when creditors must send a risk-based pricing notice
  • Identify when to send a credit score notice in lieu of a risk-based pricing notice
  • Identify other exceptions when a risk-based price notice is not needed
  • Describe the content, form, and timing of the risk-based and credit score notices


Lending personnel involved in using consumer reports/scores to price loans.

Course Credits

ABA Professional Certifications: 0.5 CRCM

​​​​Questions? Please contact for more information.




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