Community Reinvestment Act

Explains how regulators evaluate a bank’s efforts to meet the credit needs of the assessment area(s) it serves, and an overview of the bank examination categories and the ratings regulatory agencies use to define a bank’s performance. Describes the items a bank must keep in a public file.

Updated: Aug. 2017
Re-versioned: Oct. 2016

Learning Objectives

After completing this course, students will be able to:

  • Describe the primary purpose of the Community Reinvestment Act
  • Summarize key points in the development of the Community Reinvestment Act
  • Describe the information that must be made available to the public
  • Describe the categories for CRA examinations
  • Describe the ratings used to report CRA examination results
  • Identify performance standards used to determine the Community Reinvestment Act ratings for financial institutions


Lenders and platform personnel with lending responsibilities.

​Course Credits



​Questions? Please contact for more information.

 Benefits of Self-Paced Training

  • Ultimate flexibility
  • Quizzes to support learning
  • Mobile format available

 Frontline Compliance

This course is available to ABA Member banks at no cost under a license agreement. Learn more

 Registration & Pricing


ABA Member • $95
Non-Member • $130


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