This site uses cookies to improve your browsing experience, gather site analytics and activity, track shopping cart contents, and deliver relevant marketing information.
View our privacy policy and manage your settings here. By using our site you agree to these terms.

Appraisals: Reg Z Requirements

Learn permitted and prohibited valuation-related activities, prohibition on conflicts of interest and additional valuation independence requirements, including the requirement of a physical visit and additional appraisals for flipped properties. This course covers:

  • Requirements for valuation independence
  • Additional requirements for higher-priced mortgage loans
  • Transactions that are exempt from the requirements related to written appraisals

Duration: Approximately 25 minutes
Created: October 2018
Updated: August 2019

What You'll Learn

After successfully completing this course, you will be able to:

  • Describe requirements for valuation independence
  • Describe additional appraisal requirements for higher-priced mortgage loans
  • Identify transactions that are exempt from the requirements related to written appraisals


Any bank personnel who order or review appraisals/evaluations. Loan officers, loan processors and bank employees who need a general understanding of the appraisal requirements under Regulation Z.

Course Credits

ABA Professional Certifications: 0.5 CLBB, CRCM

​​Questions? Please contact for more information.




Free Frontline Compliance Training
Course available to ABA Member banks at no cost under a license agreement. Learn more


 Related Training