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Processing Income and Assets

A basic education of the income and asset documentation and underwriting requirements of a conforming residential mortgage loan, including tips on preparing a quality loan for submission to underwriting.

Re-versioned: August 2014

FREE companion course, Pre-Information on TILA-RESPA for AllRegs Mortgage Courses provides a brief fact sheet: "TILA-RESPA Integrated Disclosure: What Does It Mean For You." Add this course to your shopping cart during the purchase process.

Produced by Ellie Mae/ AllRegs®​

What You'll Learn

After completing this course, students will be able to:

  • Distinguish the risk factors of a mortgage loan
  • Identify employment documentation requirements
  • Calculate stable monthly income
  • Calculate qualifying ratios
  • Calculate funds needed to close
  • Recognize documentation requirements and acceptable sources of funds


    Loan processors.​

    Course Credits

    ABA Certificates​: This course applies to the ​Residential Mortgage Lender Certificate.

    ​Questions? Please contact for more information.



    Purchase for a Team
    To license this course to your bank for multiple learners, please contact ABA Training.


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