ABA CFO Exchange

September 17-19, 2018  • Austin, TX

CFO Exchange 

Overview  |  Registration​  |  Program  |  Hotel & Venue  |  Workshop  |  Activities  |  Sponsors

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Look Back: 2017 Program

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Monday, September 18​
12:00 p.m.-6:00 p.m. Registration Open

12:30 p.m.-1:45 p.m. Sponsored Lunch and Presentation
Beware of Complacency: Risks and Considerations for Bank Investment Portfolios – sponsored by PIMCO

In recent years, banks and regulators have been fixated on rising rates while missing the more obvious risk—lower rates. As a result, banks have to avoid becoming complacent and confront challenges to their business models and ability to generate income. Join PIMCO to learn more about structuring an investment portfolio to achieve principal preservation, income generation and liquidity—in a prolonged period of lower than normal interest rates.
 
2:00 p.m.-5:00 p.m. Pre-Conference Session: CECL Community Bank Implementation
Starting from the most basic elements of life of loan credit loss measurement, CECL experts will lead community bankers through the CECL process from the perspective of all areas of the company. This interactive and hands-on session will also include small group case studies to hear and share actual bank CECL experiences.

6:00 p.m.-7:00 p.m. Networking Welcome Reception

7:00 p.m. Dine-Around Dinners (optional)


 
Tuesday, September 19
7:00 a.m.-5:00 p.m. Registration Open
7:00 a.m.-7:30 a.m. Continental Breakfast
7:30 a.m.-7:40 a.m. Welco​me
7:40 a.m.-8:35 a.m. The Resurgence of Profitability Analysis
Banks are counting on rising interest rates and economic resurgence to fuel sustainable net interest margin and earnings growth. As you prepare for the possibility of better times ahead, now is the time to understand the drivers of your profitability. Identify your most profitable customers, products and branches—and understand why they are your best performers. Learn best practices for establishing a profitability analysis framework, and walk through practical examples to apply at your institution.
Speakers:
Ken Levey, Vice President of Financial Institutions, Kaufman Hall, Portland, OR
Bryan Ridgway, Senior Solutions Engineer, Kaufman Hall, Portland, OR
8:30 a.m.-9:45 a.m. Peer Roundtables
Share your challenges and best business decisions with CFOs or operations leaders from banks of your asset size in small groups. The goal is to give you access to information that can be used to deal with the many issues you are facing at your bank.

9:45 a.m.-10:00 a.m. Refreshment Break
10:00 a.m.-11:30 a.m. Concurrent Sessions

Regulatory Update

Regulations are changing the business of banking. What do the examiners expect and how can you best navigate the regulatory environment? Hear from a bank CFO and other industry experts on regulatory hot topics such as managing liquidity risk and interest rate risk.
Speakers:
Jim Brannen, Executive Vice President and CFO, Federal Savings Bank, Dover, NH
Chris Hill, Senior Vice President and Chief Finance Officer, Bankers' Bank of the West, Denver, CO
Alison Touhey, Senior Regulatory Advisor, American Bankers Association, Washington, DC
Ensuring Return on Investment from Digital Initiatives
The key to ROI from digital banking products and services lies in our ability to price-for-value, measure willingness-to-pay, charge for digital features and build pricing power. Understanding how profitable innovations happen can direct your bank’s decision-making towards allocating investments in digital projects with the goal to deliver real returns. This session will address how to incorporate the profitability and monetization into digital initiatives.
Speakers:
Wei Ke, Partner, Simon Kucher & Partners, New York, NY
George Sclavos, Chief Financial Officer, Darien Rowayton Bank, Darien, CT
​11:30 a.m.-11:45 a.m. Break
11:45 a.m-12:30 p.m. Networking Roundtable Lunch
​12:45 p.m.-1:50 p.m. U.S. Economic Update
Where do we go from here? Eight years into the economic expansion, business investment is rebounding, the household balance sheet is unusually hardy, and interest rates are rising. Still, risks lurk that could place a time stamp on how much longer the cycle will last.

Speaker:
Ellen Zentner, Chief U.S. Economist, Morgan Stanley, New Yor​k, NY

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1:50 p.m.-2:30 p.m. Benchmarks and Practical Insights for More Effective Branches
Identify opportunities for improvement at your bank by comparing branch performance to benchmarks and peers. Hear expert recommendations for improving branch operating practices and productivity trends. Learn differences by type of market and get a review of account balance and universal banker benchmarks.

Speakers
:​
Nicholas Moore, Performance Improvement Consultant, Crowe Horwath LLP, Grand Rapids, MI
Timothy Reimink, Managing Director, Crowe Horwath LLP, Grand Rapids, MI

2:30 p.m.-2:45 p.m. ​Break
​2:45 p.m -3:35 p.m. Balance Sheet Management in a Tightening Rate Cycle
This session will discuss balance sheet management strategies drawn from the real world that could make a meaningful difference in your bank’s performance. Learn why many will soon exceed their policy limits as rates rise and what to do about it. Know options and alternatives that might not have been considered or fully vetted, and the process that ties it all together, which is at the core of every high performing ALCO.
Speaker:
Frank Farone, Managing Director, Darling Consulting Group Newburyport, MA
​3:35 p.m.-3:50 p.m.
Sheltered Harbor and Business Continuity
Learn more about sheltered harbor which enhances an institution's capability to securely store and restore account data during a disaster event, and to enable interoperability among firms in such circumstances. Sheltered Harbor is a subsidiary of the Financial Services Information Sharing and Analysis Center (FS-ISAC).
Speaker:
Doug Johnson, Senior Advisor, Risk Management, American Bankers Association, Washington, DC
3:50 p.m.-4:00 p.m. ​Break
3:50 p.m.-5:00 p.m. Peer Exchange Discussion (Bankers Only) 
Share your burning questions and experiences with CFOs or operations leaders from banks of your asset size. This session will give you access to information that can help you address the tough issues you face. Breakout groups include:
  • SEC Registrants
  • Non-SEC Registrants over $500 million
  • Non-SEC Registrants under $500 million 
​6:00 p.m.-9:00 p.m. ​​Networking Reception and Dinner
Jimmy Buffett’s® Margaritaville® Tiki Bar


 
Wednesday, September 20
7:00 a.m.-11:00 a.m. Registration Open
7:00 a.m.-8:00 a.m. Continental Breakfast
8:00 a.m.-8:40 a.m. Reports from Peer Exchange Discussions
Hear a brief summary of what was learned from each peer group session.
8:40 a.m.-9:30 a.m. Rising Rates are Here Again: Time to Celebrate or Danger Ahead?
To what degree will rates rise and over what time period? More importantly, what about the slope of the curve? A rising rate scenario accompanied by a flatter yield curve will wreak havoc for many banks, while others will thrive. Don’t hit the panic button—learn to articulate the impact of rising rates to your key stakeholders and develop a game plan for the “ticking time bomb” of non-maturity deposits, as well as increased levels of wholesale funding.
Speaker:
Mark Haberland, Managing Director, Darling Consulting Group, Newburyport, MA
9:30 a.m.-9:45 a.m. Refreshment Break

9:45 a.m.-11:40 a.m. Accounting Issues and What They Mean to Your Bank
Find out what the latest implementation concerns are from a regulatory and GAAP perspective. A panel discussion will shed light on best (and not-the-best) practices as banks navigate today’s economic environment. Significant time will be dedicated to your questions, whether they relate to what’s happening now or what will be needed in light of changes on loan losses.
Speakers:
Laura Beth Butler, CPA, Executive Vice President, Chief Financial Officer and Secretary, First Citizens National Bank, Dyersburg, TN
Mike Gullette, Senior Vice President, Accounting and Financial Management, American Bankers Association, Washington, DC
Sydney Garmong, Partner, Crowe Horwath LLP, Washington, DC
Rusty Thompson, Chief Accountant, Office of the Comptroller of the Currency, Washington, DC
9:45 a.m.-10:40 a.m. Concurrent Session

Welcome to the Underdark: The Deep Web and Stealing for a Living

Take a journey down the rabbit hole using a “red-team” approach to financial crimes. Be introduced to tradecraft, such as building false online identities, acquiring burner phones and laptops, using bitcoin and using secure operating systems to access the same websites used by criminals.
Speaker:
Tim Leonard, Senior VP and CIO, Commercial Bank of Texas, Nacogdoches, TX
10:40 a.m.-11:40 a.m. Concurrent Session

Best Practices in Liquidity Management, Reporting and Policy
What are the possible effects of the regulatory environment on deposit strategy, and what factors will drive deposit pricing? Hear from a former bank treasurer on the current competitive environment for deposits and key issues for liability management over the next 18 months. You’ll get a new focus on best practices in process and policy for proven results.
Speakers:
Kamal Hosein, Managing Director, Stifel, Birmingham, AL
Kent Townsend, Executive Vice President and Chief Financial Officer, Capitol Federal Savings, Topeka, KS
11:45 a.m. CFO Exchange Adjourns

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Questions? Contact Susan Bonney.