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ABA supports the mutual and mutual holding company options through active participation with the banking agencies to achieve more flexible and tailored rulemaking and supervisory guidance for mutual charters.​​


 ABA Mutual Community Bank Forum

Mutual Community Bank Forum

Mutual Community Bank Forum

Recently held in Washington, March 31 - April 1, 2019, bankers weighed in on key issues affecting mutual institutions. Session topics included:

  • Enterprise Risk Management—How to Put Together an Effective Program
  • Incentive Plans & Challenges: Compensating Talent to Compete
  • Mergers & Acquisitions
  • HOLA Flexibility Implementation Update
  • Digital and AI—How Can You Use Big Data Cost effectively?

 Top Issues


 Mutual Institutions Council (MIC)


ABA's Mutual Institutions Council has over 100 members and it is governed by a 14 member Administrative Committee. It addresses issues of interest to mutually-chartered financial institutions and provides a forum for the discussion and development of legislative and regulatory recommendations and actions.


 Mutuality Email Bulletin


 Industry Resources


​Questions? Please contact Bob Davis, EVP, Mortgage Markets, Financial Management and Public Policy; Dawn Causey, General Counsel, or Alex Maroulis-Cronmiller, VP, Council & Committee Management.


 ABA Staff Contacts




 Upcoming Events