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Arch Mortgage Insurance: Private Mortgage Insurance

Arch MI Logo

ABA Endorsed Solutions provider and now the MI industry leader,  Arch MI, continues its commitment to innovation and bringing the latest technology improvements to the mortgage industry. The result is greater efficiencies, expanded origination opportunities and unique solutions, like Arch MI RateStar®, that differentiate your business. With Arch MI as your partner you can support your community’s lending needs and stay competitive. 




Portfolio Power​SM​

A unique mortgage insurance solution for ABA members, Portfolio Power is available through Arch Mortgage Guaranty Company – Moody’s highest-rated MI company at A3. 

Portfolio Power provides credit loss enhancement protection on eligible prime, standard and non-standard loans, including but not limited to: 

  • ​​Jumbo loans that exceed GSE loan limits
  • Portfolio loans (loans not intended for sale) 
  • Loans held in Real Estate Investment Trusts (REITs)
  • Loans intended for private-label securitization
  • Non-QM loans
  • Prime quality loans only​

True Day-One Rescission Relief 
Portfolio Power also offers the first and only MI master policy offering day-one rescission relief on non-delegated loans – without the need for borrowers to make 12 consecutive payments. 

  • ​​No requirements to supply closing or underwriting documents post-closing​​ 
  • Rescission for first-party fraud only allowed where specific conditions are satisfied


  • ​​​First-time homebuyer programs, including PicketFenceSM and the Millennial Mortgage (available through Arch Mortgage Guaranty Company)
  • EZ Decisioning'sSM GSE-aligned guidelines program streamlines MI submissions 
  • Flexible premium plans
  • RateQuote with “Save and Share” functionality​​​​​​​​​​​​​​​​​​​




Arch MI is the leading mortgage insurance (MI) provider in the United States. Backed by a solid capital base, they offer expert risk management and financial services to help mortgage lenders protect their investments and expand their markets. Arch MI employs more than 900 professionals and support staff at the headquarters in Greensboro, North Carolina, and in locations throughout the country. An industry-leading sales force with deep relationships gives them unparalleled insight into market challenges, coupled with the maturity and experience to offer solutions.

See more about Arch Mortgage Insurance



  • Competitive rates and flexible guideline programs to help qualify more homebuyers
  • Access to Arch MI’s Underwriting Network, trained to develop alternate submission scenarios to qualify your borrower
  • Contract underwriting services to improve your efficiencies and reduce backlogs
  • Complimentary training webinars
  • Expert, complimentary TRID training from Arch MI’s online TRID Information Center
  • Quarterly Housing & Mortgage Market Review reports on the health of the nation’s housing market, based on MSA-level analysis of house price decline trends provided by the Arch MI Risk IndexSM 
  • Roadmap to Homeownership toolkit equips you to conduct first-time homebuyer seminars for your community






​ABA Contact


 Due Diligence Report


Due diligence reports  are currently available on select solutions and for bank members only.
Get Report.

 Learn About Endorsed Solutions


In a rapidly changing landscape, banks turn to the proven expertise of ABA Endorsed Solutions for the most advanced technologies and products to grow their business, cut costs and transform the customer experience.

Questions? Please contact Jerry Sebold for more information.