Arch Mortgage Insurance

Lenders can expect more from Arch MI, the mortgage insurance partner committed to expanding origination opportunities. Arch MI’s innovative solutions help lenders reach out to new borrower segments, qualify more low-down-payment homebuyers and stay competitive in a rapidly changing market. Fast turnaround, productivity-boosting technology tools like Rate Quote​ and ArchMIConnectSM, and Arch MI’s risk management expertise support customers’ strategic business goals while helping to protect their bottom line.

 

Portfolio Power​SM​

A unique mortgage insurance solution for ABA members, Portfolio Power is available through Arch Mortgage Guaranty Company – Moody’s highest-rated MI company at A3. 

Portfolio Power provides credit loss enhancement protection on eligible prime, standard and non-standard loans, including but not limited to: 

  • ​​Jumbo loans that exceed GSE loan limits
  • Portfolio loans (loans not intended for sale) 
  • Loans held in Real Estate Investment Trusts (REITs)
  • Loans intended for private-label securitization
  • Non-QM loans
  • Prime quality loans only​

True Day-One Rescission Relief 
Portfolio Power also offers the first and only MI master policy offering day-one rescission relief on non-delegated loans – without the need for borrowers to make 12 consecutive payments. 

  • ​​No requirements to supply closing or underwriting documents post-closing​​ 
  • Rescission for first-party fraud only allowed where specific conditions are satisfied


ABA Member Benefits: 

  • Competitive rates and flexible guideline programs to help qualify more homebuyers
  • Access to Arch MI’s Underwriting Network, trained to develop alternate submission scenarios to qualify your borrower
  • Contract underwriting services to improve your efficiencies and reduce backlogs
  • Complimentary training webinars
  • Expert, complimentary TRID training from Arch MI’s online TRID Information Center
  • Quarterly Housing & Mortgage Market Review reports on the health of the nation’s housing market, based on MSA-level analysis of house price decline trends provided by the Arch MI Risk IndexSM 
  • Roadmap to Homeownership toolkit equips you to conduct first-time homebuyer seminars for your community


Products: 

  • ​​​First-time homebuyer programs, including PicketFenceSM and the Millennial Mortgage (available through Arch Mortgage Guaranty Company)
  • EZ Decisioning'sSM GSE-aligned guidelines program streamlines MI submissions 
  • Flexible premium plans
  • RateQuote with “Save and Share” functionality​​​​​​​​​​​​​​​​​​​


Questions? Please contact Jerry Sebold for more information.

 
 

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 Contacts

 
Corporation for American Banking
Jerry Sebold
1-800-BANKERS ext. 7540

 

 
 

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