Governance, Risk & Compliance Management Services

Crowe Horwath LLP is nationally recognized for services designed to meet the risk management and performance needs of financial institutions. With a thorough understanding of the banking industry's changing regulations and rising stakeholder expectations, the professionals at Crowe work with each bank to develop plans, control costs and document risk management processes that will increase the confidence of all stakeholders, including regulators. Endorsed solutions include the following:

Credit Risk Services
  • Outsourcing of the credit review function
  • Managing commercial real estate concentrations
  • Credit administration process reviews
  • Allowance for loan and lease loss support and methodology
  • Acquisition due diligence

Corporate Governance / Internal Audit Services
  • Internal audit co-sourcing or outsourcing
  • Sarbanes-Oxley procedures (design, documentation, and testing)
  • Federal Deposit Insurance Corporation Improvement Act (FDICIA) and the American Institute of Certified Public Acccountants attestation standard AT Section 501 design and testing
  • Audit committee assessment and training
  • Enterprise risk management consulting
  • Corporate governance
  • Third-party risk management
  • Quality assessment review

Enterprise Risk Management (ERM) Consulting Services
  • ERM implementation
  • Enterprise risk assessments
  • Identification of risk remediation processes
  • Evaluation of the adequacy and implementation of risk responses

Cybersecurity and Information Technology Audits
  • IT audit co-sourcing or outsourcing
  • SOX 404 IT procedures (design, implementation and testing)
  • Multifactor authentication risk assessment and solution support
  • Business continuity planning/business resumption
  • Disaster recovery
  • Gramm-Leach-Bliley Act 501 (b) and Payment Card Industry (PCI) compliance assessments

Anti-Money Laundering (AML) Compliance
  • AML and sanctions audit
  • AML and sanctions model validation
  • Program assessment and road mad development
  • Independent monitoring
  • Risk assessments
  • System implementation
  • System calibration and tuning
  • Policy and procedure development
  • Investigations and look-back support
  • Industry leading technology solutions

Compliance Improvement Services
  • Regulatory compliance risk assessments
  • Consumer compliance
  • Enterprise-wide compliance risk management
  • Fair lending
  • Examination prep
  • Compliance Management Program evaluation

Market Profile
Crowe Horwath LLP is one of the largest public accounting, consulting and technology firms in the United States helping organizations develop mature risk management capabilities. With a thorough understanding of the banking industry’s changing regulations and rising stakeholder expectations, Crowe uses its deep industry expertise to provide audit services to public and private entities while also helping clients reach their goals with tax, advisory, risk management and performance services.

Crowe has more than 13,300 clients, including 315 SEC-registered clients, and through its affiliation with Crowe Horwath International, serves those clients worldwide.

The professionals at Crowe work with each bank to develop plans, control costs and document risk management processes that will increase the confidence of all stakeholders, including regulators.

Crowe was founded as Crowe Chizek and Company in 1942 by Fred P. Crowe, Sr., and Cletus F. Chizek in South Bend, Indiana. Mr. Crowe worked in public accounting for many years; Mr. Chizek was head of the accounting department at the University of Notre Dame and also worked part-time in public accounting.

With a total of more than 3,500 personnel, Crowe and its subsidiaries have almost 40 offices across the world.


 Program Benefits

  • Crowe proprietary methodologies help each organization zero in on specific risks with the greatest likelihood and largest impact.
  • Documentation for greater confidence.  Crowe includes documentation of risk management processes to increase the confidence of regulators, shareholders, and additional stakeholders.
  • Efficient planning to control costs.  The proprietary enterprise-risk framework from Crowe helps financial institutions avoid fragmentation and improve coordination; thereby enhancing results while controlling the rising costs of compliance and risk management.
  • Crowe thought leadership helps financial institutions see risk management as a vital component to reduce the cost of capital, strengthen governance, and improve shareholder value.​​



​Crowe Horwath LLP is a leading provider of public accounting and consulting services. Crowe's full range of services — including audit, tax, advisory, risk and performance services — are in high demand.  Crowe has more than 50 years of experience with financial institutions.

  • They have served financial institutions in all 50 United States and Puerto Rico.
  • Of Crowe's 3,300 professionals at Crowe, more than 1,800 are dedicated to the financial services industry.


​Questions? Please contact Jackie Lucas for more information.


 Before We Recommend, We Research


 The Value of Internal Audit Services

Bank audit committees play a timeless role that has earned them the status of the most important committee on a financial institution’s board of directors. Consisting of independent members of the board, with no members from the bank’s staff, audit committees monitor the financial reporting process and oversee the bank’s internal and external audit functions. They also ensure that banks have—and properly apply—policies and procedures to mitigate risks.
Read more in this article originally published in the ABA Banking Journal Directors Briefing.

 Past Webinar Recordings

Enabling Your Third Party Risk Management (TPRM) Program through Technology
Download the recording.

The New Imperative in Risk Management: Know Your Third Parties
Download the recording.​

Bank M&A:Overcoming the Barriers, Addressing the Risks
Download the recording.



Corporation for American Banking
Robin Gordon
(202) 663-5128
Steve Polestak
(202) 663-5577

Crowe Horwath LLP
1455 Pennsylvania Ave., NW
Suite 700
Washington, DC 20004
Contact: Dennis Hild
(202) 779-9906


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