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NFP/Equias Alliance, an NFP Company: Risk Assessment Review of BOLI and Executive & Director Benefit Plans

Equias AllianceAs bank-owned life insurance (BOLI) has become a prevalent tool for banks to offset the rising cost of employee benefits, the regulation and laws governing the industry have developed.  The interagency BOLI guidance (OCC 2004-56 and FIL-127-2004) requires that the bank perform a review and risk assessment of BOLI at least annually.  The BOLI consultants and team members of Equias Alliance, an NFP Company, are industry professionals whose guidance has assisted banks of all sizes with the review of their BOLI program.

Financial institutions of any size seeking a BOLI risk assessment and/or overall assessment of their current BOLI program and/or executive and director nonqualified benefit plans.




During a review, the Equias Alliance/NFP consultants will help the bank evaluate product design options, explore applicable banking regulations, review tax law requirements that apply to BOLI, and provide recommendations for the BOLI portfolio that best suits the bank's investment philosophy. In addition, they will review and evaluate the current Executive and Director Benefit Plans to ensure they still meet the intended goals and objectives.

Equias Alliance/NFP is available to help review, assess, document and make changes, if appropriate, to the existing BOLI program and Executive and Director benefit programs, whether they were designed by Equias Alliance/NFP or another vendor.

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Equias Alliance/NFP helps banks achieve their key financial goals, manage benefit liabilities and enhance shareholder value through market-leading knowledge, tailored executive benefit plan design, BOLI)expertise and administration solutions.

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  • Assists the bank in complying with the interagency guidance for conducting a BOLI risk assessment and annual review.
  • Assists the bank in reviewing, assessing and making changes as applicable to its existing BOLI and/or Executive and Director Nonqualified Benefit Plans.
  • Provides ongoing guidance and objective feedback regarding the bank's executive benefit plans to allow the bank to accomplish its desired objectives.
  • Offers experienced resources to assist the bank with its BOLI policy and annual review and risk assessment requirements.
  • Provides a team of BOLI consultants and support staff offering strong technical and compliance support.






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Equias Alliance/NFP Contact



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