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LendKey: Student Loans, Student Loan Refinancing and Home Improvement Loans

“Since 2013, LendKey has partnered with WSFS Bank in providing digital solutions to our customers. They have successfully helped us accelerate our online student lending and refinance product offerings, while allowing us to maintain control over the credit criteria and keep the loans on our balance sheet.”
– Lisa Brubaker, SVP, WSFS Bank

LendKey helps you launch, scale, and maximize your consumer lending with our cloud based digital lending-as-a-service platform. Create your online loan offerings based on your risk policy, underwriting guidelines, and pricing. With our turnkey solution, you also receive marketing support, compliance assistance, balance sheet management and digital servicing to efficiently grow your business and serve your customers.

LendKey and Gradifi Team Up to Expand Options for Bank Employees with Student Loans

LendKey has teamed up with Gradifi, provider of the ABA-endorsed Student Loan Paydown Plan. The alliance empowers banks with more student loan refinancing options through Gradifi Refi and provides a power lead generation for LendKey’s student loan origination platform. The recognized leader in digital lending consumer loan origination platforms, LendKey partners with several hundred lenders that are excited to provide student loan refinancing options to members of the Gradifi Refi program. Learn more. Request a demo.




Private student loans
– Attract students and families looking to bridge the ever increasing gap in the cost of education and federal financing options.

Student loan refinancing - Get immediate cash flow and attractive returns by tapping into this $1.4 trillion market. Attract and develop lasting relationships with millennials looking to better manage college debt.

Home improvement loans - Provide your customers with an attractive alternative financing source to home equity loan, credit card or personal unsecured loan. Our national network of contractors promote the loans and feed traffic to your brand.

Key Features

  • End-to-end digital experience: Enables customers to complete the entire borrowing experience, from application to loan servicing, digitally.
  • Customized decisioning criteria: LendKey lets you choose the risk and pricing criteria that’s right for your business, with the added flexibility to change the parameters at any time.

  • Full service capabilities: Our expert servicing includes all of the customer facing functionality as well as remittance and loan level detail reporting.

  • Secure platform: LendKey’s web-based application processes are secure, fully compliant and auditable so that any lending institution can easily trace its origination process, review loan files and track performance. 

Learn more at:




LendKey was founded in 2009 after the Great Recession, during a difficult time for financial institutions facing the triple threat of high capital requirements, increased regulatory scrutiny and nascent fintech companies focused on disrupting banks and credit unions.

LendKey invested $30 million dollars to create and continually innovate a lending-as-a-service platform to help lenders build and run a profitable digital lending business.

See more about LendKey



  • Enhance your lending: Our lending-as-a-service solution provides a fully compliant, turnkey platform so you can start lending online in as little as four weeks, at the risk level that’s right for you.
  • Grow your business: Acquire new customers and serve your existing customers in multiple asset classes and get the consumer marketing support, data and analytics you need to drive performance.

  • Boost returns: Put your capital to work as you diversify, manage and optimize your loan programs. Obtain portfolio liquidity through participation networks and secondary market partners.

  • Reduce risk: Our dedicated regulatory and compliance team protects your business from point of origination through disbursement, servicing and repayment.






ABA Contact

LendKey Contact


 Due Diligence Report


Due diligence reports  are currently available on select solutions and for bank members only.
Get Report.

 Learn About Endorsed Solutions


In a rapidly changing landscape, banks turn to the proven expertise of ABA Endorsed Solutions for the most advanced technologies and products to grow their business, cut costs, and transform the customer experience.
​Questions? Please contact Helen Sullivan for more information.