Online Audit Confirmation and Credit Inquiry Service

Financial institutions face a variety of challenges including increased regulatory requirements, added pressure to reduce costs, and finding ways to improve operational efficiency — all while increasing client acquisition and retention.  At the same time, responding to audit confirmations and commercial credit inquiry requests further challenge banks because the traditional processes are extremely time-consuming and pose an increased level of risk.

Auditors and credit managers mail millions of audit confirmation letters and commercial credit inquiries requesting confirmation their clients’ balances and arrangements annually. Responding to these numerous requests by mail, fax, and email has proven to be inefficient and ineffective.’s online solution automates audit confirmation and credit inquiry processes, allowing banks to comply with regulatory standards, increase productivity, and reduce risk.

Free to Financial Institutions 

As a FREE service for banks, is used by more than 4,000 banks worldwide to process more than $1 trillion in confirmations each year. The online platform drives efficiency, helps combat fraud, and enhances the customer experience.



  Audit Confirmation Requests

  can be used to respond to a wide variety of audit confirmations including:
    • Cash
    • Debt
    • Alternative Investment
    • Bond Issue
    • Client Consolidated
    • Commercial Real Estate
    • Compensating Balances
    • Consolidated
    • Contingent Liability
    • Cutoff Statement
    • Derivatives
    • Escrow/Trust Account
    • Letter of Credit
    • Obligation to Lessor
    • Pension Plan Assets Trustee Register
    • Safe Deposit
    • Securities with Custodian
    • Signature Card
    • Time Deposit

    Credit Inquiries’s automated process standardizes credit inquiry requests and archives responses electronically while allowing financial institutions to comply with regulatory standards and increase productivity. Some requests include but are not limited to:
    • Verification of account type (checking, loan)
    • Balance in relative terms  (low, moderate, high
    • Opening date
    • Number of days overdrawn
    Learn more about what the solution can do for you:



  provides secure online confirmation services for auditors—those responding to confirmation requests and their shared client.'s patented service provides an all-in-one solution that helps minimize fraud and elevate efficiency for the entire audit confirmation process.'s unique Authentication and Authorization process validates the authenticity and authorization of each user. Over 14,000 accounting firms, 100,000 auditors, and thousands of responding organizations around the globe trust for their audit confirmation needs.



    Free Service
    Requestors pay for the service because of quicker responses and improved efficiency. It is completely free for banks.

    Connect to a Global Network
    16,000+ accounting firms and over 125,000 auditors worldwide use
    Drive Efficiency
    Eliminate manual redundant processes and experience up to 90% time savings.

    Combat Fraud
    Controlling the process reduces the risk of confirmation fraud.
    Protect Data's secure environment protects privacy and confidentiality of users’ data. Learn more. Learn more.
    Ensure Services Levels's reporting allows you to track aging and ensure service levels are achieved.
    Simple Registration
    There’s no software to install. All you need is an email address and access to a web browser.






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     Due Diligence Report


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     Learn About Endorsed Solutions


    In a rapidly changing landscape, banks turn to the proven expertise of ABA Endorsed Solutions for the most advanced technologies and products to grow their business, cut costs and transform the customer experience.

    ​​​Questions? Please contact Robin Gordon at (202) 663-5128.