Down Payment Resource: Down Payment Assistance Programs

"Working with down payment programs used to be a labor intensive, manual process. With Down Payment Resource, down payment assistance information is now integrated into our loan process and cross functional teams. Everyone from loan officers to underwriters now have accurate program details and eligibility information at their fingertips. It's increased our efficiency, helping us get more borrowers into homes." 
Veronica Khandelwal
Program Manager, CRA and Housing Finance Authority Programs
Fifth Third Bank

ABA members receive preferred pricing.

Down Payment Resource (DPR) is the nation’s only Fintech solution for the biggest hurdle to homeownership—the down payment.  Most potential homeowners do not know about the availability of down payment assistance programs. The prevailing benefit is about $10,000.



​DPR has three products for banks and lenders that can be licensed separately or bundled:
  • DPA Directory: Comprehensive, online searchable index of 2,400 local, state and national homebuyer programs updated monthly for secondary marketing, compliance and business development managers.

  • LO Portal: Provides mortgage loan officers with transaction-level matching for borrowers, properties and a lender’s authorized down payment programs. Includes program comparison tools and eliminates the need for SharePoint sites and spreadsheets.

  • Consumer Portal: Mobile-friendly, lead-generation tool allows consumers to match themselves to a lender’s authorized programs, connecting prospects with a sales team or call center. It can be deployed across websites, social media and even extended to your important referral partners like Realtors and homebuilders.

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Down Payment Resource  DPR works with more than 1,000 housing agencies to find and update information about local, state and national homebuyer programsDPR’s database uses a proprietary rules engine that automates the process of matching eligible borrowers with approximately 2,400 affordable lending programs (including down payment assistance, grants, Mortgage Credit Certificates, and more). Updated monthly, the database enables ABA members to receive the most current information on down payment program eligibility criteria and benefits.

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DPR impacts the complete housing supply chain: it generates new leads for real estate professionals and lenders, maximizes local programs and dollars, promotes local communities and puts responsible borrowers into homes.

DPR is licensed to Multiple Listing Services, Realtor Associations, lenders and housing counselors across the country.




The Down Payment Report: News and commentary on down payments from a wide variety of sources

Subscribe to DPR's free newsletter, "The Down Payment Lowdown," for tips on down payment assistance.




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