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Issues of Interest: Mortgage Lending

ABA Media Contact: Blair Bernstein
Phone: (202) 663-5468

E-mail: bbernste@aba.com
Last updated: June 1, 2018

The nation's banks are a major source of mortgage loans to help Americans achieve their dreams of homeownership. Banks hold more than $2 trillion in one-to-four family home loans. They also support the housing industry with construction and development loans, and homeowners with home equity lines of credit. Despite the troubled times in the housing markets, banks are continuing to make home loans to qualified borrowers and to refinance existing mortgages. They are also working with homeowners at risk of default to keep families in their homes.

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