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Military Blended Retirement System (BRS)

Military Blended Retirement System Banner 

What Is BRS?​

The way service members save for retirement is changing. The Uniformed Services Blended Retirement System (BRS) rolls out this year and includes an automatic contribution and a matching contribution from the government into the Thrift Savings Plan (TSP). This blended system will also include a defined benefit, much like the legacy plan, after 20 years of service at a reduced rate.

This important savings tool is a critical step for service members as they plan for retirement. For some active military, Guard and Reserve members, the new system will provide retirement benefits that previously weren’t available to them. The BRS will include a Department of Defense contribution and match option.

Tell your active, Reserve, and Guard military customers about BRS—now available to eligible service members—so they can optimize their retirement savings opportunities. To take advantage of the BRS plan, eligible service members must opt in to the system. No one actively serving (within the eligibility timeframe) will be changed to the BRS from the current Legacy Retirement system.

ABA Foundation and Association of Military Banks of America (AMBA) partnered to bring you this valuable information.

American Bankers Association Foundation 
Association of Military Banks of America (AMBA) 

Spread the Word to Your Active Military Customers

Military Piggy Bank

Talking to your customers about the BRS is easy. In addition to online resources available from the U.S. government, ABA Foundation and AMBA have put together a variety of marketing and communication collateral.

BRS Eligibility

Active duty members with less than 12 years of service as of December 31, 2017 and those Reserve or Guard members with fewer than 4,320 retirement points are eligible to opt in. Note: if they opt in to BRS, the decision is irrevocable. Service members who enter the military on or after Jan. 1, 2018, are automatically enrolled.

​Questions? Contact Melissa Murray for more information.