Fair Credit Reporting Act (FCRA)/FACT Act

The Fair Credit Reporting Act governs consumer reports, including credit reports and deposit account reports. It provides consumer protections and rights and imposes responsibilities on banks as users of consumer reports and entities providing information to the consumer reporting agencies.


 Recent Developments

​There have been no developments within the last six months.

 The Basics




Staff Analysis

Other ABA Resources






Questions? For more information, contact Nessa Feddis.