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 What's New

ABA Comments on the Review of Bureau Rules Pursuant to the RFA (7/15/19)
ABA filed comments in support of the Bureau's plan for the review of rules which have or will have a significant economic impact upon a substantial number of small entities pursuant to §610(a) of the Regulatory Flexibility Act (RFA). ABA recommended that, to the degree appropriate and possible, the timing of any §610 review be coordinated with any other review or assessment of a particular rule to promote the efficiency and effectiveness of the review so that it is more likely to result in a single rulemaking process when regulatory amendments are necessary. ABA also urged the Bureau to ensure it assigns sufficient staff, especially economists, and allocates adequate resources to gather and analyze data when conducting its §610 reviews. Contact Nessa Feddis with questions.

ABA, MBA Support Making Single-Family Loan Sale Program Permanent (7/12/19)
ABA joined the Mortgage Bankers Association in a comment letter to the Department of Housing and Urban Development offering feedback on the Federal Housing Administration’s single-family loan sale program. The letter came in response to an advanced notice of proposed rulemaking as FHA looks to make the program permanent. Among other things, the groups recommended that FHA establish a regular schedule of loan sales; maintain consistent eligibility criteria across sales and lock qualified loans as of a specific date; and expand loan eligibility criteria. For more information, contact ABA's Rod Alba or Sharon Whitaker.

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See the Bureau's series of Requests for Information (RFIs) seeking comment on its enforcement, supervisory, rulemaking, market monitoring, and educational activities.

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