Financial technology is a term used to describe the rapid convergence of banking and technology. Banks have a long history of delivering their customers the latest innovations like the credit card, ATM, internet and mobile banking, online bill pay and remote deposit. Today, innovations are coming from banks and startups alike. Banks are innovating and partnering with startups to deliver their customers the latest innovations through a trusted partner.

ABA Position

ABA supports policies that encourage responsible innovation in financial services both at banks and startups. We support policies that empower banks to innovate and partner with startups to deliver customers the innovative financial services they love while ensuring they get the protections they deserve.




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