-: I think it's critical that every banker in this room
pay attention to this capital proposal
that we've just heard about.
Policy makers say it's only for our largest banks,
that it won't affect community banks.
Well, they said that about CFPB too,
and look how history has turned out.
My bank has $130 million in assets,
but as a rural community banker, I am very concerned.
We should all have our eyes wide open.
As bankers, we need to fight
against these dangerous policies,
no matter which cohort of our industry is being targeted.