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Reg Z Credit Cards

Course List | ABA Member Registration | Non-Member Registration

*Reviewed: Mar. 2012

Reg Z Credit Cards discusses how the CARD Act enhances the provisions of the Truth in Lending Act and Regulation Z to protect consumers against unfair credit card practices. The course includes the key provisions of the CARD Act regarding how the CARD Act protects consumers from unexpected interest charges; requires that consumers receive a reasonable amount of time to make their credit card payments, enhances required disclosures, and allows consumers to access credit on terms that are fair and more easily understood.

Price $75 Nonmembers / $55 Members
ABA Frontline Compliance This course is available to ABA Member banks at no cost under a license agreement. Learn more.
Course Credits AIB: 0, ICB: 0.75 CLBB, CRCM
Prerequisites Reg Z Overview
Required Software None
Optional Software Adobe Acrobat Reader and RealPlayer

Audience

Consumer Lenders, Call Center Representatives and CSRs at banks that offer consumer credit cards

Learning Objectives

By the of this course, the students will be able to:

  • Identify the key points in the credit card account rule
  • Examine the restrictions of interest rate increases
  • Examine the limitations set on fees and penalty interest
  • Identify the reasonable due date rules for payment deadlines
  • Identify requirements for periodic statement disclosures. 

*Reviewed to meet current regulations, but no changes were made.


Questions? Please contact training@aba.com for more information.