bankcompliance: Bank Compliance Editorial Calendar: By Statute - O

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Index by Statue O - Z
ABA Bank Compliance
Index 1984 to present

Omnibus Drug Enforcement, Education, and Control Act

Money Laundering Laws Are Toughened, John J. Byrne and Charles Zuver, Winter 1987, p. 44.

Personal Responsibility and Work Opportunity Reconciliation Act

Child Support Enforcement Data Match, Jan/Feb 1998, p. 43
Data Match Network: A Primer for Compliance Officers, Ann Barkley and Kathleen Quenneville, May/June 2000, p. 3.
Massachusetts Data Match Program: Go Where the Money Is, Mitchell Adams, May/June 1998, p. 11.

Racketeer Influenced and Corrupt Organizations Act

RICO: A Very Costly Four-Letter Word, Robert P. Chamness and LaNelle Sally Rees, Autumn 1985, p. 25.
Yield Spread Premium Class Action Litigation: The Roller Coaster Ride Makes Its Final Turn, Robert M. Jaworski, July/Aug 1999, p. 3.

Real Estate Settlement Procedures Act

Alligators in the Swamp Thrive and Multiply: An Updated Consumer Credit Survival Guide for Commercial Loan Officers, James T. Bork and Sandra M. Traicoff, Sep/Oct 2000, p. 8.
Another Updated Consumer Credit Survival Guide for Commercial Loan Officers: Even More and Bigger Alligators in the Swamp, Sandra M. Traicoff and Howard A. Lax, July/Aug 1996, p. 35.
A Violation of What? Exactly? Carl G. Pry, Sept/Oct 2007, p. 4.
Bank as Assignee of Consumer Loans: Don't Get Caught Holding the Bag, D. Edwin Schmelzer and Walter E. Zalenski, Autumn 1986, p. 26.
Common Violations: Staying Out of the Lineup, Lucy Griffin, Jul/Aug 1998, p. 9.
Compliance Issues in Cyberspace Banking, Deborah Thoren-Peden and Gene R. Elerding, May/June 1996, p. 12.
Compliance Risks in Loan Servicing, Robbie Sutton, Jul/Aug 2000, p. 17.
Congress Increases Regulation of Mortgage Servicing, Timothy P. Meredith, July/Summer 1991, p. 37.
Eliminating Mistakes by Taking Note of Them: Common Exam Violations and How To Avoid Them, Jan/Feb 2001, p. 23.
Everything I Really Need To Know About RESPA I Learned in Kindergarten, Robert P. Chamness, July/Summer 1995, p. 15.
HUD Seeks RESPA Reform, from ABA Staff Reports, September/October 2002, p. 23
Implementing and Managing a Cyberbanking Compliance Program, Jan/Feb 1998, p. 45.
Internet Compliance: Old Regulations, New Responsibilities, Allie Buzzell, Nov/Dec 2000, p. 11.
Is It Regulatory Déjà Vu All Over Again? It's RESPA, n'est-ce pas (Part Deux), Robert P. Chamness, April/Spring 1994, p. 10.
Just When You Thought It Was Safe To Get Back in the Water, Robert P. Chamness, Sept/Oct 1996, p. 25.
Lesson From Charlotte: How To Spell Compliance on the World Wide Web, Andy Zavoina, July/August 1997, p. 6.
Mobile Home Lending: Another Way To Serve Your Community's Credit Needs, Kathlyn L. Farrell, October/Autumn 1994, p. 3; Part 2, Compliance Checklists, January/Winter 1995, p. 25.
Mobile Home Lending Made Easy, Mary Beth Guard, Sept/Oct 1998, p. 14.
Mortgage Loan Prequalification Programs: A Dress Rehearsal for the Consumer, Not the Bank, Walter E. Zalenski and Pamela C. Morris, Sept/Oct 1996, p. 54.
Most Common Violations: What Bank Exam Findings Tell Us About Compliance Priorities, Lucy Griffin and Lyndon Christensen, January/Winter 1995, p. 37.
Now and Forever: The RESPA Soap Opera Continues, Robert M. Jaworski, September/October 1997, p. 20.
Past Is Prologue: An Analysis of Common Violations, Lucy Griffin, Nov/Dec 1996, p. 45.
RESPA: Practical Answers to Some Common Questions, Roger A. Rumbaugh, Nov/Dec 1998, p. 34.
RESPA: The Problems with Section 8, Lucy H. Griffin, Sept/Oct 2004, p. 28.
Risk-Based Regulatory Compliance Testing for Residential Mortgage Lenders, Steve Covington, Nov/Dec 1998, p. 13.
The New RESPA/Reg. X: Changes and Challenges, Maureen E. Carollo, Jan/Feb 2010, p. 14.
They Who Lie Down With Dogs Get Fleas, Robert P. Chamness, Nov/Dec 1996, p. 31.
Title Insurance: Compliance Takes the Lead, Steve White and Lawrence J. Sauter, Nov/Dec 1998, p. 3.
Training: Tea With the Mad Hatter? or Training for the RESPA Riddle? by Jennifer K. McCollough, July/Aug 1996, p. 14.
What Changed the Face of the Mortgage Lending Industry Overnight? It's RESPA, n'est-ce pas? Robert P. Chamness, April/Spring 1993, p. 13.
What Was Old is New Again: RESPA Section 8 Revisited, Carl G. Pry, Mar/April 2009, p. 4.

Riegle Community Development and Regulatory Improvement Act

Congress Reforms Flood Insurance, William H. Phillips and Deborah L. Shannon, October/Autumn 1994, p. 40.
Pit and the Pendulum: Just in Time, the Pendulum Begins To Swing Back, and the Industry Can Pull Back from the Regulatory Abyss, Robert P. Chamness, October/Autumn 1994, p. 18.
What Makes a Special Mortgage So Special? Diana K. Morris and Judith A.R. Carpenter, March/April 1997, p. 27.
When You Wish Upon a Law: A Regulatory Wish List, ABA Compliance Executive Committee Legislative and Regulatory Reform Subcommittee, July/Aug 1999, p. 13.
Yield Spread Premium Class Action Litigation: The Roller Coaster Ride Makes Its Final Turn, Robert M. Jaworski, July/Aug 1999, p. 3.

Riegle-Neal Interstate Banking and Branching Efficiency Act

(see Interstate Banking and Branching Efficiency Act)

Right to Financial Privacy Act

Anti-Drug Abuse Act II: The 1988 Sequel, John J. Byrne, April/Spring 1989, p. 30.
Bankers in a Cross Fire: An Update on the Right to Financial Privacy Act, Gary L. Jewel, July/Summer 1990, p. 29.
Civil Safe Harbor: Use it (Correctly) or Lose It! John J. Byrne, Mar/Apr 1998, p. 25.
Compliance Issues in Cyberspace Banking, Deborah Thoren-Peden and Gene R. Elerding, May/June 1996, p. 12.
Compliance Risks in Loan Servicing, Robbie Sutton, Jul/Aug 2000, p. 17.
Federal Financial Privacy Acts: Still Going Strong After All These Years, Gary L. Jewel, April/Spring 1993, p. 28.
Finally, Liability Protection for Banks: The End of Ricci? John J. Byrne, October/Autumn 1993, p. 36.
Money Laundering Laws Are Toughened, John J. Byrne and Charles Zuver, Winter 1987, p. 44.
Right to Financial Privacy: New Products, New Technologies, New Duties, Gary L. Jewel, Mar/Apr 1996, p. 3.
When To Talk and When To Balk: A Guide to the Federal Privacy Laws, Gary L. Jewel, Summer 1986, p. 12.
White-Collar Crime Enforcement Builds Up Muscle, James R. Dudine, Winter 1987, p. 21.

Sarbanes-Oxley Act

Special Purpose Entities in a Post-Enron World, Peter O. Clauss and Michael H. Reed, July/August 2003, p. 36.

Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)

A Walk Through the SAFE Act Registration Process, Carl G. Pry, Sept/Oct 2011, p. 22.

Securities Act

Bank Mutual Fund Activities: An Introduction for Compliance Managers, David E. Riggs and Charles C.S. Parks, January/Winter 1994, p. 38.
Bank Securities Disclosure Compliance: Seeing the Light of Day, Charles M. Horn, July/Summer 1990, p. 21.
Zero to Sixty in Seven Seconds or Getting Up to Speed on Nondeposit Investment Products, Judy A. Gauthier, October/Autumn 1995, p. 39.

Securities Exchange Act

Bank Mutual Fund Activities: An Introduction for Compliance Managers, David E. Riggs and Charles C.S. Parks, January/Winter 1994, p. 38.
Bank Securities Disclosure Compliance: Seeing the Light of Day, Charles M. Horn, July/Summer 1990, p. 21.
Derivatives Activities: Expanding Compliance Implications for the Bank Regulatory Manager, Paul K. Brooks, May/June 1996, p. 27.
Financial Modernization: The Federal Government Plays Catch-up, Robert M. Jaworski, Mar/Apr 2000, p. 25.
Minding the Store: Effective Supervision of Municipal Securities Dealer Departments, Charles M. Horn, July/Summer 1992, p. 7.
Zero to Sixty in Seven Seconds or Getting Up to Speed on Nondeposit Investment Products, Judy A. Gauthier, October/Autumn 1995, p. 39.

Small Business Job Protection Act

SIMPLE Accounts, Cheryl S. Riedlinger, July/August 1997, p. 3.

Social Security Act

Data Match Network: A Primer for Compliance Officers, Ann Barkley and Kathleen Quenneville, May/June 2000, p. 3.

Soldiers' and Sailors' Civil Relief Act

Interest Rate Limitation of the Soldiers' and Sailors' Civil Relief Act, Mathew H. Street and Irving D. Warden, January/Winter 1991, p. 3.

Stored Wire and Electronic Communications and Transaction Records Access Act

(see Electronic Communications Privacy Act)

Tax Privacy Act

Right to Financial Privacy: New Products, New Technologies, New Duties, Gary L. Jewel, Mar/Apr 1996, p. 3.

Tax Reform Act of 1976

Banks and the Antiboycott Laws: The Antiboycott Provisions of the Export Administration Act, Vicki J. Hicks; The Treasury Anti-boycott Statute, David Duncan Joy, Jr., October/Fall 1987, p. 24.

Tax Reform Act of 1984

Reporting Requirements for Banks Under the Tax Reform Act of 1984: The IRS Is Interested in Your Interest, Bennet S. Koren and Laura H. Brown, Spring 1985, p. 32.

Tax Reform Act of 1986

Black Cloud With a Silver Lining: The Impact of the Tax Reform Act on Consumer Credit, Robert P. Chamness, Winter 1987, p. 27.

Taxpayer Relief Act of 1997

IRS Reporting on Form 1099-MISC, Cheryl S. Riedlinger, July/Aug 1999, p. 27.
Recent Tax Reporting Changes, Cheryl S. Riedlinger, Jan/Feb 1998, p. 54.
Roth IRA Regulations Create Reporting Complexity, Cheryl S. Riedlinger, May/June 1999, p. 31.

Telemarketing and Consumer Abuse Protection Act (new for 2002)

(see Telephone Consumer Protection Act)

Telephone Consumer Protection Act (new for 2002)

On Paper and Online: Managing Multiple Advertising Channels, Amy W. Bizar, May/June 2001, p. 3.
Understanding Telemarketing Compliance Rules, Chrys D. Lemon, July/Aug 2004, p. 22.

Trading With the Enemy Act

Caught Unaware: Don't Let It Happen to You! OFAC Compliance — A Perspective for Community Banks, Office of Foreign Assets Control, U.S. Department of the Treasury, Nov/Dec 1998, p. 39.

Trust Indenture Act

Zero to Sixty in Seven Seconds or Getting Up to Speed on Nondeposit Investment Products, Judy A. Gauthier, October/Autumn 1995, p. 39.

Truth in Lending Act

(see also Regulation Z under listings by Regulation)

Administrative Reimbursement Orders, Brian J. Evans, Spring 1985, p. 23.
Alligators in the Swamp Thrive and Multiply: An Updated Consumer Credit Survival Guide for Commercial Loan Officers, James T. Bork and Sandra M. Traicoff, Sep/Oct 2000, p. 8.
Another Updated Consumer Credit Survival Guide for Commercial Loan Officers: Even More and Bigger Alligators in the Swamp, Sandra M. Traicoff and Howard A. Lax, July/Aug 1996, p. 35.
ARM Rate Adjustments: Pulling a Sample and Conducting a Review, Grisel Arias Kaplan and Gerald D. Filandro, April/Spring 1992, p. 4.
ARMed and Dangerous: Servicing Adjustable Rate Mortgage Loans, Sandra J. Traicoff and Deborah M. Schneider, April/Spring 1991, p. 15.
Bank as Assignee of Consumer Loans: Don't Get Caught Holding the Bag, D. Edwin Schmelzer and Walter E. Zalenski, Autumn 1986, p. 26.
Common Violations: Staying Out of the Lineup, Lucy Griffin, Jul/Aug 1998, p. 9.
Compliance Issues in Cyberspace Banking, Deborah Thoren-Peden and Gene R. Elerding, May/June 1996, p. 12.
Compliance Risks in Loan Servicing, Robbie Sutton, Jul/Aug 2000, p. 17.
Credit, Debit, or ACH: Consequences & Liabilities; A Comparison of the Differences in Consumer Liabilities, Ann H. Spiotto, September/October 2001, p. 4.
Credit Card Access Checks, Linda J. Throne, July/August 1997, p. 31.
Credit Transaction Dispute Resolution Road Map, Jeffrey J. Roth, September/October 1997, p. 36.
Curing Truth in Lending Violations, D. Edwin Schmelzer and Walter E. Zalenski, January/Winter 1989, p. 13.
Eliminating Mistakes by Taking Note of Them: Common Exam Violations and How To Avoid Them, Jan/Feb 2001, p. 23.
Fair Credit and Charge Card Disclosure Act of 1988: A Statutory Overview, L. Richard Fischer and Michael F. McEneney, April/Spring 1989, p. 25.
How To Prepare for a Pounding — Restitution: The Truth in Lending Enforcement Hammer, Robert P. Chamness, October/Autumn 1989, p. 27.
Implementing and Managing a Cyberbanking Compliance Program, Jan/Feb 1998, p. 45.
Indirect Consumer Lending: Reducing Exposure to Litigation, Sarah Jane Hughes, October/Autumn 1992, p. 22.
Internet Compliance: Old Regulations, New Responsibilities, Allie Buzzell, Nov/Dec 2000, p. 11.
Lesson From Charlotte: How To Spell Compliance on the World Wide Web, Andy Zavoina, July/August 1997, p. 6.
Making the Right Move: Monitoring the Accuracy of Annual Percentage Rate Calculations in ARM Loans, Lynn R. Schaufenbuel, Nov/Dec 2000, p. 34.
Mobile Home Lending: Another Way To Serve Your Community's Credit Needs, Kathlyn L. Farrell, October/Autumn 1994, p. 3; Part 2, Compliance Checklists, January/Winter 1995, p. 25.
More Alligators in the Swamp: An Updated Consumer Credit Survival Guide for Commercial Loan Officers, John W. Allen and David E. Riggs, January/Winter 1990, p. 12.
Mortgage Loan Prequalification Programs: A Dress Rehearsal for the Consumer, Not the Bank, Walter E. Zalenski and Pamela C. Morris, Sept/Oct 1996, p. 54.
Most Common Violations: What Bank Exam Findings Tell Us About Compliance Priorities, Lucy Griffin and Lyndon Christensen, January/Winter 1995, p. 37.
Most Dangerous Violations: An Update, William J. Showalter and Jo Ann S. Barefoot, July/Summer 1988, p. 29.
Most Dangerous Violations: Another Update, William J. Showalter and Barbara S. Pappadakes, January/Winter 1991, p. 13.
Most Dangerous Violations, Part 2, JoAnn S. Barefoot and Karen M. Grane, Winter 1985, p. 22.
Past Is Prologue: An Analysis of Common Violations, Lucy Griffin, Nov/Dec 1996, p. 45.
Predatory Lending: A Trap for the Unwary, Kenneth W. Bond, July/August 2002, p. 34.
Regulatory Nursery: New Arrivals and Expected Deliveries, Michael Maher, Leonard N. Chanin, and Nessa E. Feddis, Jul/Aug 1998, p. 3.
Reimbursing Overpayments of Mortgage Interest Triggers IRS Reporting Requirements, Lucy H. Griffin and Cheryl S. Riedlinger, October/Autumn 1993, p. 34.
RESPA: Practical Answers to Some Common Questions, Roger A. Rumbaugh, Nov/Dec 1998, p. 34.
Restitution Redux: The TILA Reimbursement Rules After the Rodash Amendments, Mar/Apr 1998, p. 7.
Revisions to Truth in Lending: Congress Cures the Rodash Problems, D. Edwin Schmelzer and Walter E. Zalenski, January/February 1996, p. 3.
Running Scared: Understanding the New Amendments to HOEPA, Grace Powers, July/August 2002, p. 14.
Sewing the Shadow Back on Consumer Credit, Richard C. Insley, Mar/Apr 1998, p. 3.
Subprime Lending Under the Microscope, Melanie Hibbs and Tom Noto, Jan/Feb 2000, p. 37.
Truth in Lending Adjustment Calculations, Alan J. Dombrow, April/Spring 1991, p. 31.
Truth in Lending Adjustment Calculations: Two-Error Variety, Alan J. Dumbrow, July/August 2001, p. 3.
Truth in Lending at 30, Griffith L. Garwood, Jan/Feb 1998, p. 3.
Truth in Lending Error Resolution Procedures, Robert P. Chamness, January/Winter 1990, p. 42.
Truth in Lending Error Resolution Procedures, Robert P. Chamness and Alan J. Dombrow, Jan/Feb 2000, p. 25.
What Every Commercial Loan Officer Should Know About Consumer Credit Regulation or Spotting the Alligators in the Swamp, John W. Allen, Winter 1984, p. 11.
What Makes a Special Mortgage So Special? Diana K. Morris and Judith A.R. Carpenter, March/April 1997, p. 27.
When You Wish Upon a Law: A Regulatory Wish List, ABA Compliance Executive Committee Legislative and Regulatory Reform Subcommittee, July/Aug 1999, p. 13.

Truth in Lending Act Amendments

Finance Charge Tolerances After the Truth in Lending Act Amendments of 1995, Alan Dombrow and Walter E. Zalenski, May/June 1996, p. 40; July/Aug 1996, p. 47.
Revisions to Truth in Lending: Congress Cures the Rodash Problems, D. Edwin Schmelzer and Walter E. Zalenski, January/February 1996, p. 3.

Truth in Lending Simplification and Reform Act

(see Truth in Lending Act)

Truth in Savings Act

Common Violations: Staying Out of the Lineup, Lucy Griffin, Jul/Aug 1998, p. 9.
Compliance Issues in Cyberspace Banking, Deborah Thoren-Peden and Gene R. Elerding, May/June 1996, p. 12.
Death of Deregulation and Competitive Equity: Truth in Savings Nails the Lid on the Coffin, Robert P. Chamness, April/Spring 1992, p. 29.
Deposit Accounts and Those Pesky "Freebies," Jennifer K. McCollough and Cheryl S. Riedlinger, Jan/Feb 1998, p. 5.
Eliminating Mistakes by Taking Note of Them: Common Exam Violations and How To Avoid Them, Jan/Feb 2001, p. 23.
Implementing and Managing a Cyberbanking Compliance Program, Jan/Feb 1998, p. 45.
Implementing Truth in Savings: A Project Plan, Jennifer L. Jones, October/Autumn 1992, p. 39.
Interest, Inducements, & the IRS: Compliance with Regs. Q & D in the New Compliance Landscape, Charles D. Dunbar, November/December 2001, p. 21.
Internet Compliance: Old Regulations, New Responsibilities, Allie Buzzell, Nov/Dec 2000, p. 11.
Is Your Bank Going Down the Interstate Highway? Watch Out for the Compliance Potholes, Deborah Thoren-Peden and Julius L. Loeser, Sept/Oct 1996, p. 3.
Lesson From Charlotte: How To Spell Compliance on the World Wide Web, Andy Zavoina, July/August 1997, p. 6.
New Blips on the Deposit Radar Screen, John S. Burnett, Nov/Dec 2000, p. 4.
New Overdraft Amendments to Reg. DD and How They Affect Your Institution, W. Barrett Nichols. May/June 2006, p. 26.
Past Is Prologue: An Analysis of Common Violations, Lucy Griffin, Nov/Dec 1996, p. 45.
Making the Right Move: Monitoring the Accuracy of Annual Percentage Rate Calculations in ARM Loans, Lynn R. Schaufenbuel, Nov/Dec 2000, p. 34.
Regulatory Nursery: New Arrivals and Expected Deliveries, Michael Maher, Leonard N. Chanin, and Nessa E. Feddis, Jul/Aug 1998, p. 3.
Who Took the Truth Out of Truth in Savings? Robert P. Chamness, January/Winter 1993, p. 7.

Unemployment Compensation Amendments Act

Mandatory Withholding Required on Certain Pension Distributions, Cheryl S. Riedlinger, October/Autumn 1992, p. 37.
Pension Distributions Update: IRS Releases Temporary Regulations and Model Notice, Cheryl S. Riedlinger, January/Winter 1993, p. 25.

Uniform Commercial Code

Avoiding Losses on Forged and Altered Checks, Mary Beth Guard, September/October 1997, p. 9.
Compliance Issues in Cyberspace Banking, Deborah Thoren-Peden and Gene R. Elerding, May/June 1996, p. 12.
Credit Card Access Checks, Linda J. Throne, July/August 1997, p. 31.

Uniform Disposition of Unclaimed Property Act

Finders Not Keepers: The Unclaimed Property Laws and Your Bank, Melissa R. Fogelberg, Spring 1984, p. 8.

Uniform Unclaimed Property Act of 1995

Escheat: We Can't Just File in Kansas Anymore, Dorothy! Paula Young Smith, May/June 1997, p. 10.

United Nations Participation Act

Caught Unaware: Don't Let It Happen to You! OFAC Compliance — A Perspective for Community Banks, Office of Foreign Assets Control, U.S. Department of the Treasury, Nov/Dec 1998, p. 39.

USA PATRIOT Act

AML Training for Staff: Your First Line of Defense, Betsy Frederickson and Shannon Bennett, May/June 2003, p. 21.
Challenges in the Wake of the USA PATRIOT Act, Steven Lindseth and Theodore Frank, Sept/Oct 2003, p. 12.
CIP: The New Acronym for Compliance, John Byrne, July/August 2003, p. 20.
Effective BSA Compliance Demands a Risk-Based Approach, Paul Osborne, March/April 2005, p. 3.
International Implications of the USA PATRIOT Act, John C. Bourbon, July/Aug 2004, p. 16.
Money-Laundering Prevention for Community Banks, John Daly, May/June 2003, p. 14.
OFAC in the Age of the USA PATRIOT Act, Elliot H. Berman and Patrick S. Murphy, Sept/Oct 2003, p. 18.
Patriot Act: A New Realm of Compliance, John Byrne, January/February 2002, p. 35.
Post-9/11 AML: A Decade of Rapid Change, John Atkinson, Sept/Oct 2011, p. 10.
Section 312 Final Regulation Reflects Top AML Priorities, John J. Byrne and Michael D. Kelsey, Jul/Aug 2006, p. 8.
Show Me the Money Laundering! Internal Processes Any Bank Can Follow, Michael D. Kelsey, July/August 2002, p. 29.
The Evolution of Anti-Money Laundering Compliance, Carol Beaumier and Sujal Shah, Nov/Dec 2003, p. 12
The Safe-Harbor Protection for Employment References: A Long Awaited Tool to Deter Money Laundering, Terrorism, & Fraud, Robert B. Serino, March/April 2002, p. 22.
USA PATRIOT Act -- Three Years Later: What a Long Strange Trip It's Been (Part 1), John J. Byrne and Michael D. Kelsey, Sept/Oct 2004, p. 6.

Women's Business Ownership Act

Monitoring and Record Retention: Something Old, Something New, Something Borrowed, Something Blue, Robert P. Chamness, October/Autumn 1990, p. 35.

New Statutes for 2002

Telephone Consumer Protection Act
Telemarketing and Consumer Abuse Protection Act (see Telephone Consumer Protection Act)
Federal Housing Enterprises Financial Safety and Soundness Act of 1992
Federal Trade Commission Act
Economic Growth & Tax Relief Reconciliation Act of 2001
Banking Act of 1933
USA Patriot Act
International Money Laundering Abatement and Anti-Terrorist Financing Act of 2001 (see USA Patriot Act)

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