#AmericasBanks

AMERICA'S BANKS

helping people and places grow

Together, banks of all sizes are helping America thrive—

delivering jobs, growth, safety and convenience.

AMERICA'S BANKS

Make up of one of our nation’s oldest, most enduring industries

5,980 BANKS

of many sizes and types

that’s 92,374 branches

and 95%  are small businesses

the median size bank

employs 44 people

67% have been in business for
50+ years

40% have been in business for
over a century

and has $200 million
in assets

AMERICA'S BANKS

provide jobs in their communities and help people support their families

2 million+ employees

36%

Administrative and Branch Operations

40%

Corporate and

Management

24%

Tellers

Careers include public relations and marketing, finance and accounting, cybersecurity, human resources, IT and compliance

Source: FDIC

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Veteran Jobs Mission

JPMorgan Chase is one of 11 founders of this coalition comprising 230+ companies committed to hiring U.S. veterans. To date, 367,000 hires have been made with a goal of one million by 2020—11,000 have been hired by JPMorgan.

DID YOU KNOW?

}

AMERICA'S BANKS

provide an essential economic function by linking depositors and borrowers

$9

TRILLION

in loans

$12.7

TRILLION

Source: FDIC

AMERICA'S BANKS

help build thriving communities

$328 BILLION

in loans to small businesses

$175 BILLION

in loans to farmers and ranchers

$1.3 TRILLION

in commercial real estate loans

Source: FDIC

$169+ BILLION

in loans to state and
other governments

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DID YOU KNOW?

Tomorrow’s Farmers

AgriVisions Beginning Farmer program from First Dakota Bank, Yankton, SD, helps new farmers gain skills like financial planning, balance sheet prep, strategic planning and communication—key services that help them succeed.

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AMERICA'S BANKS

help people access credit, which drives the economy

$2.4 TRILLION

in home loans originated by banks

$438 BILLION

in auto loans

$3.2 BILLION

in credit card transactions

{

DID YOU KNOW?

FIRST TIME HOME BUYERS
First Home Club from Magyar Bank, New Brunswick, NJ, gives down payment and closing cost assistance to individuals who complete the bank’s Homebuyers Counseling series.

}

Source: FDIC

AMERICA'S BANKS

are at the forefront of technology that

delivers convenience and security

Banking Innovation Timeline

Chip cards (EMV)

extremely difficult to

counterfeit or copy

Tokenization

prevents account information

from being passed through

retail systems

Biometrics and

end-to-end encryption

 

Secure Transactions

LEARN MORE

81%

of community banks offer

mobile banking services

71%

of community banks offer

remote deposit capture

Mobile Banking

61%

of banks in North America see

fintech as potential collaborators

or technology acquisitions

Partnerships With Technology Firms

banks’ fraud protection measures have stopped more than

in attempted fraud

$11 BILLION

Fraud Alerts

Source: FDIC and ABA Deposit Account Fraud Survey Report

Online lending
Boston-based mutual, Eastern Bank, originates and funds small business loans in minutes with its recently launched online lending platform. Thanks to this technology, small business customers have immediate access to capital that allows them to invest in their business, hire new employees and drive economic growth.

DID YOU KNOW?

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AMERICA'S BANKS

give back to their customers and communities

5 of the top 20 corporate
donors in 2015 were banks, giving
$1.1 trillion

Each year,

thousands of
banker volunteers

deliver financial literacy lessons to millions of
young Americans.

Source: The Chronicle of Philanthropy

 

Community and

Economic Development

TD Bank, Baltimore, MD

Funded the redevelopment of 175 new or rehabilitated homes and consolidated more than 100 vacant lots in East Baltimore—improving safety, stimulating market growth and enhancing the overall look of the community.

Affordable Housing

Bank of McKenney,
McKenney, VA

Helps lower-income families secure down payment and closing cost assistance, as well as make improvements to their homes’ roofs, insulation, HVAC and other upgrades.

Financial Education

Volunteerism

Banco Popular, San Juan, PR

Developed a financial education initiative, Finanzas en tus Manos (Finances in Your Hands), that has reached more than 90,000 people since 2010.

 

Inland Bank & Trust, Oak Brook, IL

Provided paid time off and mileage reimbursement for employees to volunteer with the American Cancer Society and drive cancer patients to and from treatment appointments through its Road to Recovery program.

Economic Inclusion

Protecting Older Americans

TheBANK of Edwardsville,

Fairmont City, IL
Opened a bilingual banking center inside a Hispanic community library.

Montecito Bank & Trust,

Santa Barbara, CA

Created a fraud department dedicated to helping prevent financial exploitation.

LEARN MORE

Banking’s BLUEPRINT
FOR GROWTH

READ MORE

Grow the
Economy

Encourage Innovation

Remove Impediments

Rebuild the
Housing Market

LEARN MORE ABOUT

America’s Banks

Banks Role in the Economy

Banking Innovations

Benefits of a Diverse Industry

The Business of Banking

TOP

© 2017 American Bankers Association

$9

TRILLION

in deposits

in loans

#AmericasBanks

$9

$12.7

Source: FDIC and ABA Deposit Account Fraud Survey Report