Drowning in Alphabet Loan Soup: HPML, HOEPA, ATR, QM - Part 1

New World of Mortgage Lending in January 2014:  Will You Be Ready?
Telephone Briefing/Webcast Series*

 

Effective January 2014, the new mortgage lending rules will come into play and January is only a few months away. Is your new mortgage lending compliance program ready to put into place? Will your organization be compliant with these new rules? To do this, you need new compliance procedures with lots of effective tools, protective policy statements and common sense strategies to thrive in the new mortgage market.

During this recording of the October 23, 2013 briefing, our panelists provide you with strong tools to enhance your existing strategies and help you finalize those critical decisions about what type of loan products you plan to offer—Qualified? High-risk? Higher-priced? High-cost? High-stress? Are you confused? And, what about the QM standards?—do you know whether you should be concerned or why...or what about? Listen to this recording to get finishing touches for your mortgage market map and the help you need so your organization can demonstrate its compliance with the new mortgage lending rules.  

Program Date Audio Recording Now Available
Per Recording Fees** $255 ABA Member/Service Member • $385 Non-Member
Registration Online Series Registration   (PDF)
Group-live event; no prerequisites required to participate.
Audio Recording Order Individual Briefing Recording Online
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Please note recordings are not eligible for CPE for CPA credits.

Starting with basic loan types, Lucy Griffin and Patti Blenden will lay out all the loan features including pricing, and terms and conditions that trigger special compliance requirements. This two-hour program will provide a strategy for triggering compliance requirements for special loan types

Our panelists:

  • Discuss different loan types and special requirements
  • Recommend ways to determine -- and document -- the applicant's ability to repay (ATR), including documentation and procedures for unusual situations
  • Provide valuable tips on how to meet the Qualified Mortgage (QM) standards including underwriting, permissible loan features and documentation
  • Examine exemptions and their limitations.

Register today to receive the following tools:

  • ATR/QM Quick Reference Guide (really quick!)
  • Appendix Q Documentation and Underwriting Quick Reference Guide
  • Points and Fees Guides and Checklists

Other Programs in the Series:

Speakers:

  • Lucy Griffin, Senior Advisor, Paragon Compliance Group and President, Compliance Resources, Inc.
  • Patti Blenden, President, Financial Solutions, Inc.

Who Should Attend?

  • Chief Lending Officers
  • Operating Officers
  • Information Officers
  • Mortgage Lenders and Mortgage Loan Managers
  • Compliance Officers and Managers
  • Risk Managers and Auditors
  • Senior Bank Managers

Get the Credit You Deserve!

The Institute of Certified Bankers (ICB) is dedicated to promoting the highest standards of performance and ethics within the financial services industry.  The recording of"Drowning in Alphabet Loan Soup: HPML, HOEPA, ATR, QM - Part 1"  has been approved for 2.5 CRCM continuing education credits.

 

*ABA's Telephone Briefings include reference materials and telephone audio. Telephone/Streaming/Webcast Briefings include reference materials, telephone audio, and simultaneous webcast presentation (all major operating systems including Windows 2000 or later, Mac OS 10.4 or later, Linux, Android, and iOS) are supported. Adobe Flash Player 11 or later (unless you are using a mobile device – instead, download the omNovia application from the App Store or Android Market); Broadband Internet connection (256 Kbps or more). No network blocks or filters that disable streaming media).

**Each site license (registration fee) entitles you to one connection (when there is a simultaneous webcast presentation) where an unlimited number of listeners can participate.

Any transmission, retransmission or republishing of the audio or Web portions of this briefing is strictly prohibited.

    ​​Questions? Please contact Linda Shepard / Cari Hearn for more information.